4705 Sandy Ln, Whitehall, MI 49461 Property Records

Muskegon County property record for 4705 Sandy Ln, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 1970
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$156,691 (Feb 2020)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06570000002300`

Property Details

APN / Parcel Number

Primary APN	`06570000002300`
Alternative APN	`61-06-570-000-0023-00`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4705 SANDY LN
City	WHITEHALL
State	MI
Zip	49461-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHDR
Legal Description	FRUITLAND TOWNSHIP SPRING VALLEY ESTATES LOT 23
Legal Range	18W
Legal Township	11N
Legal Section	70
Legal Subdivision	SPRING VALLEY ESTATES
Legal Lot Number	23
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2040
Census Tract	3701

Owner

4705 Sandy Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4705 SANDY LN, WHITEHALL, MI 49461-9609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 12, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU
Mar 23, 2018	Quit Claim Deed, Transfer INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Prior Sale	Jun 27, 2003
Deed Document Number	20205678125
Deed Book / Page	4212 / 415
Prior Transfer Date	Mar 8, 2018
Prior Transfer Doc	0005616579
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 5, 2026
Property Address	4705 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	004417/620
Book / Page	4417 / 620
Instrument Date	Apr 21, 2026
Instrument	20265883133
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4705 SANDY LN, WHITEHALL, MI 49461-9609

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 5, 2026
Property Address	4705 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	0005883133
Book / Page	4417 / 620
Instrument Date	Apr 21, 2026
Instrument	2026.5883133
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4705 SANDY LN, WHITEHALL, MI 49461-9609

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4705 SANDY LN, WHITEHALL, MI 49461-9609
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 SANDY LN, WHITEHALL, MI 49461-9609

Mortgage

Document Number	004292/490
Date	Mar 17, 2022
Book Page	4292/490
Instrument	5758121

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Feb 12, 2020
Property Address	4705 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	0005678125
Book / Page	004212 / 000415
Instrument Date	Feb 7, 2020
Instrument	5678125
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1901 17 MILE RD NE CEDAR SPRINGS MI 493198451, CEDAR SPRINGS, MI 49319-8451

Mortgage

Document Number	5678126
Date	Feb 12, 2020
Book Page	004212/000416
Instrument	5678126

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Mar 23, 2018
Property Address	4705 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	0005616579
Book / Page	004150 / 000810
Instrument Date	Mar 8, 2018
Instrument	5616579
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4705 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4705 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	0005616580
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4705 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609

Mortgage

Document Number	0005616580
Date	Mar 23, 2018
Book Page	004150/000811
Instrument	5616580

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 22, 2033

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4705 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	0005613425
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4705 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609

Mortgage

Document Number	0005613425
Date	Mar 6, 2018
Book Page	004147/000653
Instrument	5613425

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Sandy Ln was $2,742 with a homeowner's exemption, down 4.1% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,900 (+8.76%)	$265,800 (+8.76%)
2025	$2,742.00 (-4.09%) Homeowner's exemption	$122,200	$244,400
2024	$2,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4705 Sandy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Sandy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sandy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures