Muskegon County property record for 4735 Sandy Ln, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,743 sqft · built 1973 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Trust Name on File |
| Last Sale | $153,000 (Sep 2015) |
| Tax Bill | $2,433 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06570000002500 |
| Primary APN | 06570000002500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,743 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 93 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4735 SANDY LN |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHDR |
| Legal Description | FRUITLAND TOWNSHIP SPRING VALLEY ESTATES LOT 25 |
| Legal Range | 18W |
| Legal Township | 11N |
| Legal Section | 70 |
| Legal Subdivision | SPRING VALLEY ESTATES |
| Legal Lot Number | 25 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 3701 |
4735 Sandy Ln is owner-occupied and held in a trust since September 2015.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4735 SANDY LN, WHITEHALL, MI 49461-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Dec 9, 2021 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Aug 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Jul 25, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2015 · Amount on File |
| Deed Sale | Sep 29, 2015 · Amount on File |
| Prior Sale | Aug 10, 2010 |
| Deed Document Number | 20155532480 |
| Deed Book / Page | 4066 / 632 |
| Prior Transfer Date | Apr 6, 2004 |
| Prior Transfer Doc | 0005096558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4735 SANDY LN, WHITEHALL, MI 49461-9609 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4735 SANDY LN, WHITEHALL, MI 49461-9609 |
| Document Number | 0004334/21 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 4334/21 |
| Instrument | 5799612 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4735 SANDY LN, WHITEHALL, MI 49461-9609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4735 SANDY LN, WHITEHALL, MI 49461-9609 |
| Document Number | 004282/993 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 4282/993 |
| Instrument | 5748634 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 15, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4735 SANDY LN, WHITEHALL, MI 49461-9609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005693995 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 4228/301 |
| Instrument | 5693995 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4735 SANDY LN, WHITEHALL, MI 49461-9609 |
| Document Number | 0005630771 |
| Instrument Date | Aug 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4735 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609 |
| Document Number | 0005630771 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 004165/000016 |
| Instrument | 5630771 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 19, 2023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jul 25, 2017 |
| Property Address | 4735 SANDY LN, WHITEHALL, MI 49461-9609 |
| Document Number | 0005595286 |
| Book / Page | 004129 / 000498 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 5595286 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4735 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609 |
The 2025 property tax bill for 4735 Sandy Ln was $2,433 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,800 (+8.2%) | $279,600 (+8.2%) | |
| 2025 | $2,433.00 Homeowner's exemption | $129,200 | $258,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4735 Sandy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4735 Sandy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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