4675 Sandy Ln, Whitehall, MI 49461 Property Records

Muskegon County property record for 4675 Sandy Ln, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,012 sqft · built 1972
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2021)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06570000002100`

Property Details

APN / Parcel Number

Primary APN	`06570000002100`
Alternative APN	`61-06-570-000-0021-00`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4675 SANDY LN
City	WHITEHALL
State	MI
Zip	49461-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHDR
Legal Description	FRUITLAND TOWNSHIP SPRING VALLEY ESTATES LOT 21
Legal Range	18W
Legal Township	11N
Legal Section	70
Legal Subdivision	SPRING VALLEY ESTATES
Legal Lot Number	21
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2040
Census Tract	3701

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4675 SANDY LN, WHITEHALL, MI 49461-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Dec 5, 2018	Warranty Deed, Transfer NAVY FCU
Jul 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	20215715903
Deed Book / Page	4250 / 230
Prior Transfer Date	Jul 3, 2017
Prior Transfer Doc	0005593489
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Mar 5, 2021
Property Address	4675 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	004250/230
Book / Page	4250 / 230
Map Reference	LB 18 PG 60
Instrument Date	Feb 19, 2021
Instrument	5715903
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 LOUDEN LN, 1204, IMPERIAL BEACH, CA 91932-3241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13319 WINDING CREEK DR, GRAND HAVEN, MI 49417-9272

Mortgage

Document Number	0004250231
Date	Mar 5, 2021
Instrument	4250/231

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 5, 2018
Property Address	4675 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	0005639452
Book / Page	004173 / 000705
Instrument Date	Dec 3, 2018
Instrument	5639452
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4675 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609

Mortgage

Document Number	5639453
Date	Dec 5, 2018
Book Page	004173/000706
Instrument	5639453

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 3, 2017
Property Address	4675 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	0005593490
Book / Page	004127 / 000700
Instrument Date	Jun 23, 2017
Instrument	5593490
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4675 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 3, 2017
Property Address	4675 SANDY LN, WHITEHALL, MI 49461-9609
Document Number	0005593489
Book / Page	004127 / 000699
Instrument Date	Jun 23, 2017
Instrument	5593489
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,400 (+8.54%)	$266,800 (+8.54%)
2025	$3,130.00 Homeowner's exemption	$122,900	$245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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