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4689 Sandy Ln, Whitehall, MI 49461 Property Records

Muskegon County property record for 4689 Sandy Ln, Whitehall, MI 49461

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,117 sqft · built 1979
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Mar 2021)
Tax Bill$3,702 (2025)
Deeds & MortgagesNov 2021 Transfer
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06570000002200

Property Details

APN / Parcel Number

Primary APN06570000002200
Alternative APN
  • 61-06-570-000-0022-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories1 Story
Building Area2,117 sqft Living Area
1st Floor Area1,293 sqft
Basement Area1,163 sqft
Unfinished Basement1,163 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area872 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch

Utilities, Heating & Cooling

Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4689 SANDY LN
CityWHITEHALL
StateMI
Zip49461-9609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHDR
Legal DescriptionFRUITLAND TOWNSHIP SPRING VALLEY ESTATES LOT 22
Legal Range18W
Legal Township11N
Legal Section70
Legal SubdivisionSPRING VALLEY ESTATES
Legal Lot Number22
JurisdictionMUSKEGON MI
Township / Civil DivisionFRUITLAND
Census Block Group2
Census Block2040
Census Tract3701

Owner

4689 Sandy Ln is owned and occupied by two individuals who acquired it in November 2021.

Source: Muskegon County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address4689 SANDY LN, WHITEHALL, MI 49461-9609
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Intrafamily Transfer, Transfer
Mar 15, 2021Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2021 · Amount on File
Deed SaleMar 15, 2021 · Amount on File
Deed Document Number20215716943
Deed Book / Page4251 / 271
Last Transfer DateNov 9, 2021
Transfer Doc4281/53
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMUSKEGON MI
Recording DateNov 19, 2021
Property Address4689 SANDY LN, WHITEHALL, MI 49461-9609
Document Number4281/53
Book / Page4281 / 53
Instrument DateNov 9, 2021
Instrument5746695
Transaction TypeTransfer
Record UpdatedDec 1, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4689 SANDY LN, 4689, WHITEHALL, MI 49461-9609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4689 SANDY LN, WHITEHALL, MI 49461-9609

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateMar 15, 2021
Property Address4689 SANDY LN, WHITEHALL, MI 49461-9609
Document Number004251/271
Book / Page4251 / 271
Instrument DateMar 8, 2021
Instrument5716943
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,892.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4689 SPENDLYN LN, 4689, WHITEHALL, MI 49461

Transferred To (Grantee/Buyer)

NameVerified Name
Address4689 SANDY LN, WHITEHALL, MI 49461-9609
InvestorPossibly a Property Investor

Mortgage

Document Number0004251272
DateMar 15, 2021
Instrument4251/272
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4689 Sandy Ln was $3,702 with a homeowner's exemption, down 4.1% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
County SubdivisionFruitland Township
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,300 (+8.98%)$332,600 (+8.98%)
2025$3,702.00 (-4.09%) Homeowner's exemption$152,600$305,200
2024$3,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4689 Sandy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimSep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4689 Sandy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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