St. Charles County property record for 4705 Huster Rd, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,276 sqft · built 1973 |
| Lot Size | 0.327 acres (14,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Jun 2022) |
| Tax Bill | $2,374 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 923910A001 |
| Primary APN | 923910A001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,276 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,256 sqft (0.327 acres) |
| Lot Dimensions | 144 ft deep x 99 ft wide |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 1,260 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 923910A001 |
|---|---|
| Street Address | 4705 HUSTER RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-6190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE1 |
| Legal Description | PT SE NE1/4 |
| Legal Lot Number | 19 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 310100 |
4705 Huster Rd is owned and occupied by an individual who bought it in June 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4705 HUSTER RD, SAINT CHARLES, MO 63301-6190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on File |
| Deed Sale | Jun 28, 2022 · Amount on File |
| Prior Sale | Sep 20, 2005 · Amount on File |
| Deed Document Number | 202236034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 28, 2022 |
| Property Address | 4705 HUSTER RD, SAINT CHARLES, MO 63301-6190 |
| Document Number | 0000036034 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022R-036034 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 726 APRICOT DR, SAINT CHARLES, MO 63301-0103 |
| Name | Verified Name |
|---|---|
| Address | 4705 HUSTER RD, SAINT CHARLES, MO 63301-6190 |
| Document Number | 0000036035 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022R-036035 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 4705 Huster Rd was $2,374.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,274 (-) | $185,652 (-) Land $2,500 Building $183,152 | |
| 2025 | $2,374.00 | $35,274 | $185,652 Land $2,500 Building $183,152 |
| 2023 | $34,978 | ||
| 2022 | $184,094 Land $2,500 Building $181,594 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4705 Huster Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 1,900 (1978–2026) |
| Claims Outside the SFHA | 82 of 1,900 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4705 Huster Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: T-Mobile, Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
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