St. Charles County property record for 4704 Huster Rd, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,128 sqft · built 1951 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,700 (Nov 2001) |
| Tax Bill | $1,669 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 922380A000 |
| Primary APN | 922380A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 388 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 922380A000 |
|---|---|
| Street Address | 4704 HUSTER RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-6189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE1 |
| Legal Description | PT NW1/4 |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 310100 |
4704 Huster Rd is owned and occupied by an individual who acquired it in May 2013.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4704 HUSTER RD, SAINT CHARLES, MO 63301-6189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2001 · Amount on File |
| Deed Sale | Nov 29, 2001 · Amount on File |
| Prior Sale | Jul 15, 1999 · Amount on File |
| Deed Document Number | 2001104660 |
| Deed Book / Page | 2727 / 1302 |
| Last Transfer Date | May 8, 2013 |
| Transfer Doc | 0061481690 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4704 Huster Rd was $1,669, down 1.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,804 (-) | $130,547 (-) Land $1,500 Building $129,047 | |
| 2025 | $1,669.00 (-1.24%) | $24,804 | $130,547 Land $1,500 Building $129,047 |
| 2024 | $1,690.00 | ||
| 2023 | $24,404 | ||
| 2022 | $128,441 Land $1,500 Building $126,941 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4704 Huster Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 1,900 (1978–2026) |
| Claims Outside the SFHA | 82 of 1,900 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4704 Huster Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: T-Mobile, Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
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