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3971 Huster Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3971 Huster Rd, Saint Charles, MO 63301

Property Summary

Property TypeCommercial
Detailsbuilt 2000
Lot Size202 acres (8,829,612 sqft)
OwnerCompany Name on Record
Tax Bill$8,613 (2025)
Deeds & MortgagesJul 2020 Transfer
Jul 2020 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APNA975000046

Property Details

APN / Parcel Number

Primary APNA975000046
Alternative APN
  • 5-0077-S014-00-0007.1100000

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area8,829,612 sqft

Location & Zoning

Account NumberA975000046
Street Address3971 HUSTER RD
CitySAINT CHARLES
StateMO
Zip63301
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT N 1/2 & PT S 1/2 SEC 14
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2011
Census Tract311500

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3910 ELM POINT RD, SAINT CHARLES, MO 63301-7305
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 28, 2020Warranty Deed, Transfer
INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Jun 28, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2020
Deed SaleApr 28, 2020
Deed Document Number2020268150
Deed Book / Page7281 / 799
Record UpdatedSep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 27, 2020
Property Address3971 HUSTER RD, SAINT CHARLES, MO 63301
Document Number0073550265
Book / Page007355 / 000265
Instrument DateJul 27, 2020
Instrument528570
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address228 N MAIN ST ST CHARLES MO 633012829, ST CHARLES, MO 63301-2829

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 27, 2020
Property Address3971 HUSTER RD, SAINT CHARLES, MO 63301
Document Number0073550261
Book / Page007355 / 000261
Instrument DateJul 27, 2020
Instrument528560
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3910 ELM POINT RD ST CHARLES MO 633017305, ST CHARLES, MO 63301-7305

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 28, 2020
Property Address3971 HUSTER RD, SAINT CHARLES, MO 63301
Document Number0072810799
Book / Page007281 / 000799
Instrument DateApr 23, 2020
Instrument268150
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10550 FARVIEW AVE ST ANN MO 630743718, ST ANN, MO 63074-3718

June 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST CHARLES MO
Recording DateJun 28, 2019
Property Address3971 HUSTER RD, SAINT CHARLES, MO 63301
Document Number0070970767
Book / Page007097 / 000767
Instrument DateJun 28, 2019
Instrument324240
Transaction TypeConstruction Loan
Record UpdatedJul 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3910 ELM POINT RD ST CHARLES MO 633017305, ST CHARLES, MO 63301-7305

Mortgage

Document Number70970767
DateJun 28, 2019
Book Page007097/000767
Instrument324240
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressJEFFERSON CITY, MO 65101-3881
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 27, 2020

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,079 (-)$283,137 (-) Land $197,625 Building $85,512
2025$8,613.00 (-9.69%)$71,079 (+2.57%)$283,137 (+2.01%) Land $197,625 Building $85,512
2024$9,537.00
2023$69,295
2022$277,562 Land $197,625 Building $79,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims307 (1979–2022)
Claims Outside the SFHA22 of 307
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 43 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 28 claims
  • Severe Storms & Flooding, Aug 1993 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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