St. Charles County property record for 3963 Huster Rd, Saint Charles, MO 63301
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 6,552 sqft · built 1982 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | Company Name on Record |
| Last Sale | $246,250 (May 2006) |
| Tax Bill | $6,761 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | A925000032 |
| Primary APN | A925000032 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,552 sqft Total Area |
| 1st Floor Area | 7,506 sqft |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Other |
| Lot Area | 79,715 sqft (1.83 acres) |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 184 sqft |
| Sewer | Connected |
|---|
| Account Number | A925000032 |
|---|---|
| Old Parcel Number | A925000032 |
| Street Address | 3963 HUSTER RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-7304 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | S PT N 1/2 & PT S 1/2 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Section | 14 |
| Legal Subdivision | WESTWOOD AC PARK |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 311500 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3963 HUSTER RD, SAINT CHARLES, MO 63301-7304 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2006 · Amount on Record |
| Deed Sale | May 5, 2006 · Amount on Record |
| Deed Document Number | 0044761670 |
| Deed Book / Page | 4476 / 1670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3963 HUSTER RD, SAINT CHARLES, MO 63301-7304 |
| Document Number | 0072401250 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3963 HUSTER RD ST CHARLES MO 633017304, ST CHARLES, MO 63301-7304 |
| Document Number | 0072401250 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 007240/001250 |
| Instrument | 127840 |
| Name | ENTERPRISE BK |
|---|---|
| Type | Bank |
| Address | SAINT PETERS, MO 63376 |
| Amount | Amount Recorded |
|---|
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,761.00 | $72,075 (+5.11%) | $228,344 (+5.03%) Land $78,780 Building $149,564 |
| 2023 | $68,573 | ||
| 2022 | $217,402 Land $78,780 Building $138,622 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 307 (1979–2022) |
| Claims Outside the SFHA | 22 of 307 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: T-Mobile, Verizon.
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