Buchanan County property record for 4703 Valley Ln, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1961 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,900 (Jan 2006) |
| Tax Bill | $1,170 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 1 more |
| APN | 06-6.0-24-003-001-030.000 |
| Primary APN | 06-6.0-24-003-001-030.000 |
|---|
| Building Area | 1,008 sqft Base Area |
|---|---|
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 116 ft deep x 60 ft wide |
| Street Address | 4703 VALLEY LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:DEER VALLEY LOT:20 BLK:LGL DESC: |
| Legal Subdivision | DEER VALLEY |
| Legal Lot Number | 20 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1700 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3502 HARBOR POINTE DR, SAINT JOSEPH, MO 64506-4526 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK |
| Mar 12, 2026 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK |
| Feb 26, 2026 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2006 · Amount on Record |
| Deed Sale | Jan 23, 2006 · Amount on Record |
| Deed Document Number | 2006902 |
| Deed Book / Page | 2867 / 520 |
| Last Transfer Date | Feb 25, 2025 |
| Transfer Doc | 0000001302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4703 VALLEY LN, SAINT JOSEPH, MO 64503-1813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003816/676 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 3816/676 |
| Instrument | 2026001879 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4703 VALLEY LN, SAINT JOSEPH, MO 64503-1813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003816/617 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 3816/617 |
| Instrument | 2026001820 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4703 VALLEY LN, SAINT JOSEPH, MO 64503-1813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003816/237 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 3816/237 |
| Instrument | 2026001430 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,170.00 | $16,670 (+8.46%) Land $2,530 Building $14,140 | $87,740 (+8.45%) Land $13,300 Building $74,440 |
| 2024 | $1,170.00 (+17.82%) | ||
| 2023 | $993.00 (-0.7%) | $15,370 (-) Land $2,850 Building $12,520 | $80,900 (-) Land $15,000 Building $65,900 |
| 2022 | $1,000.00 | $15,370 Land $2,850 Building $12,520 | |
| 2021 | $80,900 Land $15,000 Building $65,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures