4609 Valley Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4609 Valley Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	999 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,800 (Feb 2021)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage
APN	`06-6.0-24-003-001-028.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-001-028.000`

Interior

Building Area	999 sqft Base Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	116 ft deep x 60 ft wide

Location & Zoning

Street Address	4609 VALLEY LN
City	SAINT JOSEPH
State	MO
Zip	64503-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER VALLEY LOT:16 BLK:LGL DESC:
Legal Subdivision	DEER VALLEY
Legal Lot Number	16
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1028
Census Tract	1700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4609 VALLEY LN, SAINT JOSEPH, MO 64503-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	20211515
Deed Book / Page	3758 / 873
Prior Transfer Date	Feb 21, 2005
Prior Transfer Doc	02769/0192
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 16, 2021
Property Address	4609 VALLEY LN, SAINT JOSEPH, MO 64503-1811
Document Number	003758/873
Book / Page	3758 / 873
Instrument Date	Feb 12, 2021
Instrument	2021001515
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 VALLEY LN, SAINT JOSEPH, MO 64503-1811

Mortgage

Document Number	2021001516
Date	Feb 16, 2021
Instrument	2021001516

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 23, 2019
Property Address	4609 VALLEY LN, SAINT JOSEPH, MO 64503-1811
Document Number	003744/617
Book / Page	3744 / 617
Instrument Date	Dec 18, 2019
Instrument	2019011081
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5120 META CT, 5120, NASHVILLE, TN 37211-5752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 VALLEY LN, SAINT JOSEPH, MO 64503-1811

Mortgage

Document Number	003744/618
Date	Dec 23, 2019
Book Page	3744/618
Instrument	2019011082

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$14,970 (+15.33%) Land $2,530 Building $12,440	$78,750 (+15.27%) Land $13,300 Building $65,450
2024	$1,052.00 (+25.09%)
2023	$841.00 (-0.71%)	$12,980 (-) Land $2,850 Building $10,130	$68,320 (-) Land $15,000 Building $53,320
2022	$847.00	$12,980 Land $2,850 Building $10,130
2021			$68,320 Land $15,000 Building $53,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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