4702 Valley Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4702 Valley Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$56,801 (Nov 2007)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 1 more
APN	`06-6.0-24-003-001-063.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-001-063.000`

Interior

Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide

Location & Zoning

Street Address	4702 VALLEY LN
City	SAINT JOSEPH
State	MO
Zip	64503-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER VALLEY LOT:19 BLK:LGL DESC:
Legal Subdivision	DEER VALLEY
Legal Lot Number	19
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1033
Census Tract	1700

Owner

4702 Valley Ln is owned by an individual who acquired it in February 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3502 HARBOR POINTE DR, SAINT JOSEPH, MO 64506-4526
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK
Mar 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK
Feb 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2007 · Amount on File
Deed Sale	Nov 20, 2007 · Amount on File
Deed Document Number	200716210
Deed Book / Page	3040 / 131
Last Transfer Date	Feb 25, 2025
Transfer Doc	0000001302
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4702 VALLEY LN, SAINT JOSEPH, MO 64503-1814
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003816/676
Date	Mar 13, 2026
Book Page	3816/676
Instrument	2026001879

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SAINT JOSEPH, MO 64506

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4702 VALLEY LN, SAINT JOSEPH, MO 64503-1814
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003816/617
Date	Mar 12, 2026
Book Page	3816/617
Instrument	2026001820

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SAINT JOSEPH, MO 64506

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4702 VALLEY LN, SAINT JOSEPH, MO 64503-1814
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003816/237
Date	Feb 26, 2026
Book Page	3816/237
Instrument	2026001430

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SAINT JOSEPH, MO 64506

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4702 Valley Ln was $1,005.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00	$14,290 Land $2,530 Building $11,760	$75,170 Land $13,300 Building $61,870
2024	$1,005.00 (+18.65%)
2023	$847.00 (-0.7%)	$13,070 (-) Land $2,850 Building $10,220	$68,800 Land $15,000 Building $53,800
2022	$853.00	$13,070 Land $2,850 Building $10,220
2021			$68,800 Land $15,000 Building $53,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4702 Valley Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4702 Valley Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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