4701 Valley Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4701 Valley Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,860 (May 2026)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Jan 2006 Mortgage May 2026 Sale & Mortgage + 3 more
APN	`06-6.0-24-003-001-029.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-001-029.000`

Interior

Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	116 ft deep x 60 ft wide

Location & Zoning

Street Address	4701 VALLEY LN
City	SAINT JOSEPH
State	MO
Zip	64503-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER VALLEY LOT:18 BLK:LGL DESC:
Legal Subdivision	DEER VALLEY
Legal Lot Number	18
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1028
Census Tract	1700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1407 S 39TH ST, SAINT JOSEPH, MO 64507-2303
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON HOME LOAN CORP
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2013	Special Warranty Deed, Transfer
Jun 12, 2013	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Aug 2, 2013
Deed Document Number	20263631
Deed Book / Page	3818 / 404
Record Updated	Oct 29, 2026

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4701 VALLEY LN, SAINT JOSEPH, MO 64503-1813
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02869/0953
Date	Jan 31, 2006
Book Page	2869/0953
Instrument	2006001386

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2036

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 11, 2026
Property Address	4701 VALLEY LN, SAINT JOSEPH, MO 64503-1813
Document Number	0000003631
Book / Page	3818 / 404
Instrument Date	May 11, 2026
Instrument	2026.3631
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 S 39TH ST, SAINT JOSEPH, MO 64507-2303

Mortgage

Document Number	0000003632,
Date	May 11, 2026
Instrument	2026..3632

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 11, 2026
Property Address	4701 VALLEY LN, SAINT JOSEPH, MO 64503-1813
Document Number	003818/404
Book / Page	3818 / 404
Instrument Date	May 11, 2026
Instrument	20263631
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 S 39TH ST, SAINT JOSEPH, MO 64507-2303

Mortgage

Document Number	0000003632,
Date	May 11, 2026
Instrument	20263632

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 2, 2013
Property Address	4701 VALLEY LN, SAINT JOSEPH, MO 64503-1813
Document Number	03420/0102
Book / Page	3420 / 0102
Instrument Date	Jul 31, 2013
Instrument	2013009486
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 S 39TH ST, SAINT JOSEPH, MO 64507-2303

June 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 12, 2013
Property Address	4701 VALLEY LN, SAINT JOSEPH, MO 64503-1813
Document Number	03409/0597
Book / Page	3409 / 0597
Instrument Date	Jun 10, 2013
Instrument	2013006956
Transaction Type	Foreclosure
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 S 40TH TER, SAINT JOSEPH, MO 64503-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,136.00 (+0.09%)	$16,170 (+15.34%) Land $2,530 Building $13,640	$85,070 (+15.27%) Land $13,300 Building $71,770
2024	$1,135.00 (+25.14%)
2023	$907.00 (-0.77%)	$14,020 (-) Land $2,850 Building $11,170	$73,800 (-) Land $15,000 Building $58,800
2022	$914.00	$14,020 Land $2,850 Building $11,170
2021			$73,800 Land $15,000 Building $58,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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