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4703 Theodore Dr, Jay, FL 32565 Property Records

Santa Rosa County property record for 4703 Theodore Dr, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 2025
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$314,900 (Aug 2025)
Tax Bill$530 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-3N-29-U830-00000-0020

Property Details

APN / Parcel Number

Primary APN14-3N-29-U830-00000-0020
Alternative APN
  • N29314U830000000020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,403 sqft
1st Floor Area1,768 sqft
FlooringWood

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions350 ft deep x 125 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchSlab
Porch Area215 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4703 THEODORE DR
CityJAY
StateFL
Zip32565-7376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UDPATED FOR 2025* THREE HOLLOW EAST (UNREC SUB) LOT 2: A PORT OF LAND DES IN OFFICIAL RECORDS BOOK 1824, PAGE 453, AS RECORDED IN THE PUBLIC RECORDS OF SANTA ROSA COUNTY, FLORIDA, LYING IN SECTION 14, TOWNSHIP 3 NORTH, RANGE 29 WEST, SAN
Legal SubdivisionTHREE HOLLOW EAST UN
Legal Lot Number2
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1023
Census Tract10400

Owner

Source: Santa Rosa County records · APN 14-3N-29-U830-00000-0020

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4703 THEODORE DR, JAY, FL 32565-7376
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2025 · Amount on Record
Deed SaleAug 13, 2025 · Amount on Record
Deed Document Number202537398
Deed Book / Page4647 / 818
Record UpdatedSep 20, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 13, 2025
Property Address4703 THEODORE DR, JAY, FL 32565-7376
Document Number0046470818
Book / Page4647 / 818
Map ReferenceMB 1824 PG 453
Instrument DateAug 11, 2025
Instrument202537398
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 30, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,204.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 SCHUBERT DR, PENSACOLA, FL 32504-6961

Transferred To (Grantee/Buyer)

NameVerified Name
Address4703 THEODORE DR, JAY, FL 32565-7376

Mortgage

Document Number0004647821
DateAug 13, 2025
Instrument4647/821
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$530.00 (+0.95%)$45,000 (-) Land $45,000$45,000 (-) Land $45,000
2024$525.00 (-1.69%)$45,000 (-) Land $45,000$45,000 (-) Land $45,000
2023$534.00 (+138.39%)$45,000 (+15%) Land $45,000$45,000 (+15%) Land $45,000
2022$224.00$18,000$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Cell Coverage

5G and 4G LTE (outdoors only)

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