4683 Theodore Dr, Jay, FL 32565 Property Records

Santa Rosa County property record for 4683 Theodore Dr, Jay, FL 32565 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2025
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$309,900 (Jun 2025)
Tax Bill	$530 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-3N-29-U830-00000-0040`

Property Details

APN / Parcel Number

Primary APN	`14-3N-29-U830-00000-0040`
Alternative APN	`N29314U830000000040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,343 sqft
1st Floor Area	1,768 sqft
Flooring	Wood

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	350 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4683 THEODORE DR
City	JAY
State	FL
Zip	32565-7376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION UDPATED FOR 2025 THREE HOLLOW EAST (UNREC SUB) LOT 4 A PORT OF LAND DES IN OFFICIAL RECORDS BOOK 1824, PAGE 453, AS RECORDED IN THE PUBLIC RECORDS OF SANTA ROSA COUNTY, FLORIDA, LYING IN SECTION 14, TOWNSHIP 3 NORTH, RANGE 29 WEST, SANT
Legal Subdivision	THREE HOLLOW EAST UN
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1023
Census Tract	10400

Owner

Source: Santa Rosa County records · APN 14-3N-29-U830-00000-0040

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4683 THEODORE DR, JAY, FL 32565-7376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Prior Sale	Sep 26, 2024 · Amount on Record
Deed Document Number	202524774
Deed Book / Page	4622 / 219
Record Updated	Jun 08, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 02, 2025
Property Address	4683 THEODORE DR, JAY, FL 32565-7376
Document Number	0046220219
Book / Page	4622 / 219
Map Reference	MB 4499 PG 2048
Instrument Date	May 30, 2025
Instrument	202524774
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,169.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 SCHUBERT DR, PENSACOLA, FL 32504-6961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4683 THEODORE DR, JAY, FL 32565-7376

Mortgage

Document Number	0004622222
Date	Jun 02, 2025
Instrument	4622/222

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$530.00 (+0.95%)	$45,000 (-) Land $45,000	$45,000 (-) Land $45,000
2024	$525.00 (-1.69%)	$45,000 (-) Land $45,000	$45,000 (-) Land $45,000
2023	$534.00 (+138.39%)	$45,000 (+15%) Land $45,000	$45,000 (+15%) Land $45,000
2022	$224.00	$18,000	$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force 16 of 16 on primary residences
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Flood Events	Hurricane Sally (Sep 2020), 2 claims

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 452 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.