4693 Theodore Dr, Jay, FL 32565 Property Records

Santa Rosa County property record for 4693 Theodore Dr, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,449 sqft · built 2025
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$331,900 (Oct 2025)
Tax Bill$530 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-3N-29-U830-00000-0030

Property Details

APN / Parcel Number

Primary APN14-3N-29-U830-00000-0030
Alternative APN
  • N29314U830000000030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,449 sqft Living Area
Gross Area3,199 sqft
1st Floor Area1,585 sqft
Upper Floors Area864 sqft
FlooringWood

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions350 ft deep x 125 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchSlab
Porch Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4693 THEODORE DR
CityJAY
StateFL
Zip32565-7376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UDPATED FOR 2025* THREE HOLLOW EAST (UNREC SUB) LOT 3 A PORT OF LAND DES IN OFFICIAL RECORDS BOOK 1824, PAGE 453, AS RECORDED IN THE PUBLIC RECORDS OF SANTA ROSA COUNTY, FLORIDA, LYING IN SECTION 14, TOWNSHIP 3 NORTH, RANGE 29 WEST, SANT
Legal SubdivisionTHREE HOLLOW EAST UN
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1023
Census Tract10400

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4693 THEODORE DR, JAY, FL 32565-7376
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Deed Document Number202546306
Deed Book / Page4664 / 1772
Record UpdatedJun 8, 2026

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 1, 2025
Property Address4693 THEODORE DR, JAY, FL 32565-7376
Document Number0046641772
Book / Page4664 / 1772
Map ReferenceMB 4499 PG 2048
Instrument DateSep 29, 2025
Instrument202546306
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 27, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,323.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 SCHUBERT DR, PENSACOLA, FL 32504-6961

Transferred To (Grantee/Buyer)

NameVerified Name
Address4693 THEODORE DR, JAY, FL 32565-7376

Mortgage

Document Number0046641775
DateOct 1, 2025
Instrument4664/1775
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$530.00 (+0.95%)$45,000 (-) Land $45,000$45,000 (-) Land $45,000
2024$525.00 (-1.69%)$45,000 (-) Land $45,000$45,000 (-) Land $45,000
2023$534.00 (+138.39%)$45,000 (+15%) Land $45,000$45,000 (+15%) Land $45,000
2022$224.00$18,000$18,000 Land $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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