4643 Theodore Dr, Jay, FL 32565 Property Records

Santa Rosa County property record for 4643 Theodore Dr, Jay, FL 32565 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2025
Square Footage	1,768 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$294,900 (2025)
Tax Bill	$530.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-3N-29-U830-00000-0080`
Alternative APN	`N29314U830000000080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,768 sqft Living Area
Gross Area	2,343 sqft Gross Area
1st Floor	1,768 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Material	Wood Shingle Roof
Lot Area	43,560 sqft (1 acres)
Depth X Width	350 ft x 125 ft Depth x Width
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	155 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	4643 THEODORE DR
City	JAY
State	FL
Zip	32565-7376
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DESCRIPTION UDPATED FOR 2025 THREE HOLLOW EAST (UNREC SUB) LOT 8 A PORT OF LANDS DES IN OFFICIAL RECORDS BOOK 1824, PAGE 453, AS RECORDED IN THE PUBLIC RECORDS OF SANTA ROSA COUNTY, FLORIDA, LYING IN SECTION 14, TOWNSHIP 3 NORTH, RANGE 29 WEST, SAN
Legal Subdivision	THREE HOLLOW EAST UN
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Minor Civil Division	ALLENTOWN
Census Blockgroup	1
Census Block	1023
Census Tract	10400

Owner

Source: Santa Rosa County records · APN 14-3N-29-U830-00000-0080

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4643 THEODORE DR, JAY, FL 32565-7376
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Deed Doc Number	202540004
Deed Book / Page	4652 / 933
Record Refreshed	Jun 08, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 28, 2025
Property Address	4643 THEODORE DR, JAY, FL 32565-7376
Document Number	0046520933
Book / Page	4652 / 933
Map Reference	MB 4499 PG 2048
Instrument Date	Aug 27, 2025
Instrument	202540004
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 SCHUBERT DR, PENSACOLA, FL 32504-6961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 THEODORE DR, JAY, FL 32565-7376

Mortgage

Document Number	0046520936
Date	Aug 28, 2025
Book Page	4652/936
Instrument	202540005

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$530.00 (+0.95%)	$45,000 (-) Land $45,000	$45,000 (-) Land $45,000
2024	$525.00 (-1.69%)	$45,000 (-) Land $45,000	$45,000 (-) Land $45,000
2023	$534.00 (+138.39%)	$45,000 (+15%) Land $45,000	$45,000 (+15%) Land $45,000
2022	$224.00	$18,000	$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.