470 Scotch Highlands Loop, Sapphire, NC 28774 Property Records

Jackson County property record for 470 Scotch Highlands Loop, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$127,500 (Sep 2024)
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Jul 2017 Sale Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7582-75-7950`

Property Details

APN / Parcel Number

Primary APN	`7582-75-7950`
Alternative APN	`117476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Heated Area
1st Floor Area	1,696 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	350 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	470 SCOTCH HIGHLANDS LOOP
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 MOUNTAIN CLUB
Legal Subdivision	MOUNTAIN CLUB
Legal Lot Number	17
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1088
Census Tract	950900

Owner

470 Scotch Highlands Loop is owned by a company that bought it in September 2024.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 2121, CASHIERS, NC 28717-2121
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jun 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on File
Deed Sale	Sep 25, 2024 · Amount on File
Prior Sale	Apr 25, 2024 · Amount on File
Deed Book / Page	2385 / 930
Prior Transfer Date	Jun 9, 2017
Prior Transfer Doc	0021910472
Record Updated	Oct 29, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 7, 2017
Property Address	470 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0021920126
Book / Page	002192 / 000126
Instrument Date	Jun 12, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	107 EDGEBROOK DR ANDERSON SC 296212544, ANDERSON, SC 29621-2544

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 22, 2017
Property Address	470 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0021910472
Book / Page	002191 / 000472
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4230 SENTINEL POST RD NW ATLANTA GA 303273908, ATLANTA, GA 30327-3908

Tax Assessment & Valuation

The 2025 property tax bill for 470 Scotch Highlands Loop was $2,308.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,617 (-) Land $100,000 Building $507,617
2025	$2,308.00	$607,617 Land $100,000 Building $507,617
2023	$1,198.00	$315,280 Land $75,000 Building $240,280

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 470 Scotch Highlands Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Scotch Highlands Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Scotch Highlands Loop

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