Jackson County property record for 421 Scotch Highlands Loop, Sapphire, NC 28774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,494 sqft · built 2005 |
| Lot Size | 0.637 acres (27,784 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Nov 2024) |
| Tax Bill | $3,152 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7582-76-8010 |
| Primary APN | 7582-76-8010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,494 sqft Heated Area |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 1,247 sqft |
| Finished Basement | 1,247 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 27,784 sqft (0.637 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 222 sqft |
| Deck Area | 516 sqft |
| Patio Area | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 421 SCOTCH HIGHLANDS LOOP |
|---|---|
| City | SAPPHIRE |
| State | NC |
| Zip | 28774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 MOUNTAIN CLUB |
| Legal Subdivision | HIDDEN SPRING |
| Legal Lot Number | 9 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 950900 |
Source: Jackson County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 172 BARRINGTON HALL DR, MACON, GA 31220-8737 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on Record |
| Deed Sale | Nov 4, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2019 · Amount on Record |
| Deed Book / Page | 2387 / 1563 |
| Prior Transfer Date | Aug 31, 2007 |
| Prior Transfer Doc | 0017000831 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 5, 2022 |
| Property Address | 421 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774 |
| Document Number | 0023380464 |
| Book / Page | 2338 / 464 |
| Map Reference | CAB 14 SL 486 |
| Instrument Date | Jun 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1512 RIVER VIEW OAKS RD, 1512, CHATTANOOGA, TN 37405-3146 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
Source: Jackson County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,152.00 (+100.64%) | $829,595 (+100.67%) Land $100,000 Building $729,595 |
| 2023 | $1,571.00 | $413,420 Land $75,000 Building $338,420 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.4 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | Uranium resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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