470 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 470 Prospect St, Elgin, IL 60120

Property Summary

Property Type	Vacant Land
Details	1,541 sqft · built 1900
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (Nov 2020)
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Nov 2020 Sale Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-358-008`

Property Details

APN / Parcel Number

Primary APN	`06-12-358-008`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,541 sqft Total Area
Basement Area	1,461 sqft

Exterior

Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,072 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	470 PROSPECT ST
City	ELGIN
State	IL
Zip	60120-3781
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	P J KIMBALL JRS 3RD ADDN EXCEPT WEST 40 FT NORTH 4 RODS EAST 8 RODS LOT 3 BLOCK 23
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	23
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2025
Census Tract	851302

Owner

Source: Kane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7200 FARMSTEAD LN, HANOVER PARK, IL 60133-2783
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 3, 2019	Warranty Deed, Transfer USI
Apr 2, 2019	Grant Deed, Transfer ATTORNEY ONLY
Nov 6, 2018	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	202073582
Prior Transfer Date	Nov 6, 2018
Prior Transfer Doc	0000054176
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 30, 2020
Property Address	470 PROSPECT ST, ELGIN, IL 60120-3781
Document Number	0000073582
Instrument Date	Oct 10, 2020
Instrument	73582
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$29.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 FAIRLANE DR #409 SCHAUMBURG IL 601933567, 409, SCHAUMBURG, IL 60193-3567

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 3, 2019
Property Address	470 PROSPECT ST, ELGIN, IL 60120-3781
Document Number	0000046661
Instrument Date	Sep 25, 2019
Instrument	46661
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	USI

Transaction

Amount	Amount Recorded
Tax	$15.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 W 5TH AVE #205I NAPERVILLE IL 605633454, 205I, NAPERVILLE, IL 60563-3454

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 2, 2019
Property Address	470 PROSPECT ST, ELGIN, IL 60120-3781
Document Number	0000012730
Instrument Date	Apr 2, 2019
Instrument	12730
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	660 COOPER AVE ELGIN IL 601203058, ELGIN, IL 60120-3058

November 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	KANE IL
Recording Date	Nov 6, 2018
Property Address	470 PROSPECT ST, ELGIN, IL 60120-3781
Document Number	0000054176
Instrument Date	Nov 6, 2018
Instrument	54176
Transaction Type	Foreclosure
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,441.00 (+16.02%)	$18,891 (+8.57%) Land $18,891	$56,696 (+8.57%) Land $56,696
2024		$17,400 (+21.39%) Land $17,400	$52,221 (+21.44%) Land $52,221
2022	$1,242.00 (+3.93%)	$14,334 (+6.96%) Land $14,334	$43,002 (+6.96%) Land $43,002
2021	$1,195.00	$13,401 Land $13,401	$40,203 Land $40,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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