Kane County property record for 462 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,902 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,000 (Jun 2010) |
| Tax Bill | $5,924 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-358-010 |
| Primary APN | 06-12-358-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 2,769 sqft |
| Basement Area | 867 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,356 sqft (0.1 acres) |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 462 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P J KIMBALL JRS 3RD ADDN SOUTH 1/2 SOUTH 4 RODS LOT 3 BLOCK 23 |
| Legal Subdivision | P J KIMBALL JRS 3RD ADDN |
| Legal Block | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 851302 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 WILL SCARLETT LN, ELGIN, IL 60120-9513 |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2010 · Amount on Record |
| Deed Sale | Jun 28, 2010 · Amount on Record |
| Prior Sale | Jan 12, 2007 · Amount on Record |
| Deed Document Number | 201040962 |
| Prior Transfer Date | Nov 30, 2001 |
| Prior Transfer Doc | 0000007733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 462 PROSPECT ST, ELGIN, IL 60120-5184 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AF TITLE COMPANY, FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028251 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021K028251 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SYCAMORE, IL 60178 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 25, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,924.00 (+15.97%) | $77,651 (+8.57%) Land $11,777 Building $65,874 | $233,046 (+8.57%) Land $35,345 Building $197,701 |
| 2024 | $71,521 (+21.39%) Land $10,847 Building $60,674 | $214,649 (+21.44%) Land $32,554 Building $182,095 | |
| 2022 | $5,108.00 (+3.95%) | $58,916 (+6.96%) Land $8,935 Building $49,981 | $176,748 (+6.96%) Land $26,805 Building $149,943 |
| 2021 | $4,914.00 | $55,083 Land $8,354 Building $46,729 | $165,249 Land $25,062 Building $140,187 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile, Verizon.
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