1. Home
  2. Illinois
  3. Elgin
  4. Prospect St

503 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 503 Prospect St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,385 sqft · built 1885
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$183,333 (Jun 2022)
Tax Bill$7,183 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-12-356-004

Property Details

APN / Parcel Number

Primary APN06-12-356-004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,385 sqft Living Area
Gross Area3,810 sqft
Basement Area1,425 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address503 PROSPECT ST
CityELGIN
StateIL
Zip60120-3788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHN WAITS SUB BLOCK 27 OF P J KIMBALL JRS 3RD ADDN LOT 7 BLOCK 27
Legal SubdivisionJOHN WAITS SUB
Legal Block27
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851302

Owner

Source: Kane County records · APN 06-12-356-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1130 MOHAWK DR, ELGIN, IL 60120-2522
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 29, 2019Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2022 · Amount on Record
Deed SaleJun 02, 2022 · Amount on Record
Prior SaleAug 31, 2009 · Amount on Record
Deed Document Number202229074
Prior Transfer DateMar 12, 2019
Prior Transfer Doc0000012260
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 02, 2022
Property Address503 PROSPECT ST, ELGIN, IL 60120-3788
Document Number0000029074
Instrument DateMay 18, 2022
Instrument2022K029074
Transaction TypeTransfer
Record UpdatedJun 08, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 PROSPECT ST, ELGIN, IL 60120-3788

Mortgage

Document Number0000029075
DateJun 02, 2022
Instrument2022K029075
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052
Interest
Rate TypeFixed Rate
Rate6.37%
Index5-Year TN

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address503 PROSPECT ST, ELGIN, IL 60120-3788
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091288
DateDec 08, 2021
Instrument2021K091288
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 29, 2019
Property Address503 PROSPECT ST, ELGIN, IL 60120-3788
Document Number0000012260
Instrument DateMar 12, 2019
Instrument12260
Transaction TypeTransfer
Record UpdatedApr 04, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address942 WOODCLIFF DR SOUTH ELGIN IL 601772306, SOUTH ELGIN, IL 60177-2306

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,183.00 (+37.5%)
2024$86,722 (+30.9%) Land $17,478 Building $69,244$260,270 (+30.95%) Land $52,455 Building $207,815
2022$5,224.00 (+4.69%) Homeowner's exemption$66,253 (+6.96%) Land $14,398 Building $51,855$198,759 (+6.96%) Land $43,194 Building $155,565
2021$4,990.00 Homeowner's exemption$61,942 Land $13,461 Building $48,481$185,826 Land $40,383 Building $145,443

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable · Fiber in parts of the area		1,500 / 50
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Opiquad, T-Mobile USA, Verizon.

Based on FCC filings for 504 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures