Kane County property record for 458 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,176 sqft · built 1885 |
| Lot Size | 0.117 acres (5,115 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,096 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-358-013 |
| Primary APN | 06-12-358-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 3,264 sqft |
| Basement Area | 1,088 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Frame |
| Lot Area | 5,115 sqft (0.117 acres) |
| Street Address | 458 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P J KIMBALL JRS 3RD ADDN SOUTH 4 RODS EAST 8 RODS EXCEPT WEST 54.50 FT LOT 4 BLOCK 23 |
| Legal Subdivision | P J KIMBALL JRS 3RD ADDN |
| Legal Block | 23 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 851302 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 458 PROSPECT ST, ELGIN, IL 60120-3781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,096.00 (+15.83%) Homeowner's exemption | $87,907 (+8.57%) Land $15,725 Building $72,182 | $263,827 (+8.57%) Land $47,194 Building $216,633 |
| 2024 | $80,968 (+21.39%) Land $14,484 Building $66,484 | $243,001 (+21.44%) Land $43,469 Building $199,532 | |
| 2022 | $5,263.00 (+4.67%) Homeowner's exemption | $66,698 (+6.96%) Land $11,931 Building $54,767 | $200,094 (+6.96%) Land $35,793 Building $164,301 |
| 2021 | $5,028.00 Homeowner's exemption | $62,358 Land $11,155 Building $51,203 | $187,074 Land $33,465 Building $153,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile, Verizon.
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