Yolo County property record for 470 Cottage Cir, Winters, CA 95694
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,555 sqft · built 2004 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Dec 2004) |
| Tax Bill | $4,667 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-392-002-000 |
| Primary APN | 030-392-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,555 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 2,613 sqft (0.06 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 470 COTTAGE CIR |
|---|---|
| City | WINTERS |
| State | CA |
| Zip | 95694-1682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-R |
| Legal Description | SD4618 COTTAGES AT CARTER RANCH |
| Legal Subdivision | COTTAGES AT CARTER RANCH |
| Legal Lot Number | 20 |
| Jurisdiction | YOLO CA |
| Township / Civil Division | WINTERS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11302 |
470 Cottage Cir is owned and occupied by two individuals who bought it in December 2004.
Source: Yolo County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2004 · Amount on File |
| Deed Sale | Dec 6, 2004 · Amount on File |
| Deed Document Number | 200455729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 470 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 470 COPTTAGE CIR, WINTERS, CA 95694-1682 |
| Document Number | 0000006418 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-0006418 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
The 2025 property tax bill for 470 Cottage Cir was $4,667 with a homeowner's exemption.
Source: Yolo County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Yolo County |
| Municipality | Winters City |
| Unified School District | Winters Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $384,611 (+2%) Land $56,860 Building $327,751 | |
| 2025 | $4,667.00 Homeowner's exemption | $377,071 Land $55,746 Building $321,325 |
| 2023 | $4,396.00 (+1.81%) Homeowner's exemption | $362,431 Land $53,582 Building $308,849 |
| 2022 | $4,318.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 470 Cottage Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Cottage Cir is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Esparto Broadband, Verizon.
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