Yolo County property record for 446 Cottage Cir, Winters, CA 95694 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,806 sqft · built 2023 |
| Lot Size | 0.06 acres (2,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $529,000 (Oct 2023) |
| Tax Bill | $6,594 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Oct 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-392-017-000 |
| Primary APN | 030-392-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Wood |
| Lot Area | 2,632 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 217 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 446 COTTAGE CIR |
|---|---|
| City | WINTERS |
| State | CA |
| Zip | 95694-1682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *4723 COTTAGES PH 2 L 3 2019 M 85-86 EXC 2022-0675 |
| Jurisdiction | YOLO CA |
| Township / Civil Division | WINTERS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11302 |
Source: Yolo County records · APN 030-392-017-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL VALLEY COMMUNITY BANK |
| Oct 16, 2023 | Grant Deed, Construction Loan · Construction Mortgage USDA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Deed Document Number | 2023-0017373 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 446 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017315 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-0017315 |
| Name | CENTRAL VALLEY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FRESNO, CA 93720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YOLO CA |
| Recording Date | Oct 16, 2023 |
| Property Address | 446 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Document Number | 0000017373 |
| Map Reference | MB 2019 PG 85&86 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023-0017373 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 446 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Document Number | 0000017374 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023-0017374 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Oct 16, 2056 |
| Document Number | 0000017375 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023-0017375 |
| Name | CITY OF WINTERS |
|---|---|
| Type | Government Agency |
| Address | WINTERS, CA 95694 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Yolo County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | California |
| County | Yolo County |
| Municipality | Winters City |
| Unified School District | Winters Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,594.00 (+63.46%) Homeowner's exemption | $539,137 (+65.55%) Land $81,600 Building $457,537 |
| 2023 | $4,034.00 | $325,655 Land $58,655 Building $267,000 |
Source: FEMA National Flood Hazard Layer, Yolo County (06113C), updated June 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061130113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019, rainfall accumulation |
| Wildfire Risk | Moderate above 64% of the US · above 39% of California |
|---|---|
| Wildfire Likelihood | About 1 in 524 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 620 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Radiate Holdings | Cable | 1,500 / 50 |
| UnWired Broadband Holding | Fixed Wireless (licensed-by-rule) | 400 / 50 |
| DigitalPath | Fixed Wireless | 200 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: Cal.net, Verizon, Esparto Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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