Yolo County property record for 450 Cottage Cir, Winters, CA 95694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,806 sqft · built 2022 |
| Lot Size | 0.068 acres (2,963 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Jun 2022) |
| Tax Bill | $7,017 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-392-016-000 |
| Primary APN | 030-392-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Construction Type | Wood |
| Lot Area | 2,963 sqft (0.068 acres) |
| Garage Type | Attached |
| Garage Area | 217 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 450 COTTAGE CIR |
|---|---|
| City | WINTERS |
| State | CA |
| Zip | 95694-1682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-R |
| Legal Description | *4723 COTTAGES P 2 L 2 19 M 85-86 EXC 2022-06756 |
| Jurisdiction | YOLO CA |
| Township / Civil Division | WINTERS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11302 |
Source: Yolo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 450 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL VALLEY COMMUNITY BANK |
| Jun 17, 2022 | Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Deed Document Number | 2022-0014679 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 450 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017315 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-0017315 |
| Name | CENTRAL VALLEY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FRESNO, CA 93720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YOLO CA |
| Recording Date | Jun 17, 2022 |
| Property Address | 450 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Document Number | 0000014679 |
| Map Reference | MB 2019 PG 85&86 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022-0014679 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 COTTAGE CIR, WINTERS, CA 95694-1682 |
| Document Number | 0000014680 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-0014680 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Number | 0000014681 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-0014681 |
| Name | CITY OF WINTERS |
|---|---|
| Type | Government Agency |
| Address | WINTERS, CA 95694 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Yolo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Yolo County |
| Municipality | Winters City |
| Unified School District | Winters Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,017.00 (+4.65%) | $567,745 (+4.04%) Land $74,284 Building $493,461 |
| 2023 | $6,705.00 | $545,700 Land $71,400 Building $474,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Esparto Broadband, Verizon.
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