458 Cottage Cir, Winters, CA 95694 Property Records

Yolo County property record for 458 Cottage Cir, Winters, CA 95694

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2004
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Feb 2005)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-392-005-000`

Property Details

APN / Parcel Number

Primary APN	`030-392-005-000`
Alternative APN	`030392051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Gable
Roof Material	Other
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	458 COTTAGE CIR
City	WINTERS
State	CA
Zip	95694-1682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-R
Legal Description	SD4618 COTTAGES AT CARTER RANCH
Legal Subdivision	COTTAGES AT CARTER RANCH
Legal Lot Number	23
Jurisdiction	YOLO CA
Township / Civil Division	WINTERS
Census Block Group	3
Census Block	3002
Census Tract	11302

Owner

Source: Yolo County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	458 COTTAGE CIR, WINTERS, CA 95694-1682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2005 · Amount on Record
Deed Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	20059119
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	458 COTTAGE CIR, WINTERS, CA 95694-1682
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019736
Date	Jul 1, 2020
Instrument	2020-0019736

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	458 COTTAGE CIR, WINTERS, CA 95694-1682
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 COTTAGE CIR, WINTERS, CA 95694-1682

Mortgage

Document Number	0000017063
Date	Apr 29, 2021
Instrument	2021-0017063

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Yolo County
Municipality	Winters City
Unified School District	Winters Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$217,955 (+2%) Land $56,861 Building $161,094
2025	$2,724.00 (+9.4%) Homeowner's exemption	$213,683 (+4.04%) Land $55,747 Building $157,936
2023	$2,490.00 (+1.8%) Homeowner's exemption	$205,387 Land $53,583 Building $151,804
2022	$2,446.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Esparto Broadband, Verizon.

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