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465 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 465 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size4.8 acres (209,500 sqft)
OwnerIndividual Name on Record
Last Sale$83,450 (Jun 2019)
Tax Bill$2,274 (2026)
Deeds & MortgagesDec 2020 Refinance
Jun 2019 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APNC01-18046-50-001

Property Details

APN / Parcel Number

Primary APNC01-18046-50-001
Alternative APN
  • WSPR M:00C01 B:00018 L:00465

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area209,500 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-18046-50-001
Street Address465 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3771
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal Block18
Legal Lot Number465
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address465 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jun 21, 2019Condominium Deed, Transfer · Conventional with PMI
QUAD CTY BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Prior SaleAug 26, 2013 · Amount on Record
Deed Document Number201933633
Deed Book / Page22722 / 90
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address465 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3771
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23569-369
DateDec 3, 2020
Book Page23569/369
Instrument71853
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term145 Months
DueJan 1, 2033

June 2019: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJun 21, 2019
Property Address465 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3771
Document Number22722-90
Book / Page022722 / 000090
Instrument DateJun 17, 2019
Instrument33633
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$388.04
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 VAN DEENE AVE #B3 WEST SPRINGFIELD MA 010893266, B3, WEST SPRINGFIELD, MA 01089-3266

Mortgage

Document Number22722-93
DateJun 21, 2019
Book Page022722/000093
Instrument33634
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 20, 2034

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,274.00 (+10.87%)$162,200 (+17.62%) Building $162,200$154,540 (+15.05%)
2025$2,051.00 (+2.81%)$137,900 (+2.38%) Building $137,900$134,330
2024$1,995.00 (+18.96%)$134,700 (+24.84%) Building $134,700
2023$1,677.00$107,900 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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