470 3rd St SW, Naples, FL 34117 Property Records

Collier County property record for 470 3rd St SW, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details1,005 sqft · built 1990
Lot Size1.13 acres (49,658 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Aug 2018)
Tax Bill$2,475 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN328900 97 14C09

Property Details

APN / Parcel Number

Primary APN328900 97 14C09
Alternative APNs
  • 371675600030714009714
  • 37167560003

Interior

Stories1 Story
Building Area1,005 sqft Living Area
1st Floor Area1,005 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area49,658 sqft
Deck Area320 sqft

Location & Zoning

Street Address470 3RD ST SW
CityNAPLES
StateFL
Zip34117-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 12 S 75FT OF N 150FT OF TR 97 OR 1534 PG 2345
Legal Range27
Legal Township49
Legal Section9
Legal SubdivisionGOLDEN GATE EST UNIT 12
Legal Tract97
Legal Block2
Legal Lot Number1
Legal Unit12
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2000
Census Tract10426

Owner

470 3rd St SW is owned and occupied by two individuals who bought it in August 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address470 3RD ST SW, NAPLES, FL 34117-2111
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 27, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on File
Deed SaleAug 27, 2018 · Amount on File
Prior SaleAug 21, 2014 · Amount on File
Deed Document Number20185604787
Deed Book / Page5546 / 3073
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address470 3RD ST SW, NAPLES, FL 34117-2111
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 3RD ST SW, NAPLES, FL 34117-2111

Mortgage

Document Number0059170287
DateMar 29, 2021
Book Page5917/287
Instrument6027542
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 27, 2018
Property Address470 3RD ST SW, NAPLES, FL 34117-2111
Document Number0055463073
Book / Page5546 / 3073
Map ReferenceMB4 PG105&106
Instrument DateAug 23, 2018
Instrument5604787
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27202 BAREFOOT LN, 27202, BONITA SPRINGS, FL 34135-4433

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address470 3RD ST SW, NAPLES, FL 34117-2111

Mortgage

Document Number0005604788
DateAug 27, 2018
Instrument5604788
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 470 3rd St SW was $2,475.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,774 (+1%)$255,362 (+21.19%) Land $93,486 Building $161,876
2025$2,475.00$210,704 Land $60,705 Building $149,999$210,704 Land $60,705 Building $149,999
2023$2,403.00$189,846 (+1%)$235,729 (+0.1%) Land $78,660 Building $157,069
2022$2,403.00$172,587$235,499 Land $87,381 Building $148,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 3rd St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims8 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 3rd St SW is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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