411 3rd St SW, Naples, FL 34117 Property Records

Collier County property record for 411 3rd St SW, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details2,098 sqft · built 1986
Lot Size2.71 acres (118,483 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Apr 2017)
Tax Bill$2,739 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2024 Line of Credit
+ 2 more
Flood ZoneZone AH (high risk)
APN328900 79 04C09

Property Details

APN / Parcel Number

Primary APN328900 79 04C09
Alternative APNs
  • 371659600030714007904
  • 37165960003

Interior

Stories1 Story
Building Area2,098 sqft Living Area
1st Floor Area1,438 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area118,483 sqft

Exterior Amenities

Pool Area264 sqft
PorchAluminum Porch
Porch Area280 sqft
Deck Area556 sqft
Storage Building660 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address411 3RD ST SW
CityNAPLES
StateFL
Zip34117-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 12 N 180FT OF TR 79 OR 1392 PG 1842
Legal Range27
Legal Township49
Legal Section9
Legal SubdivisionGOLDEN GATE EST UNIT 12
Legal Tract79
Legal Block2
Legal Unit12
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2000
Census Tract10426

Owner

411 3rd St SW is owned and occupied by two individuals who bought it in April 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address411 3RD ST SW, NAPLES, FL 34117-2112
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK OF FLORIDA
Sep 3, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 25, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST AMERICAN BANK
Apr 28, 2017Warranty Deed, Transfer · FHA Mortgage
MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2017 · Amount on File
Deed SaleApr 28, 2017 · Amount on File
Prior SaleFeb 10, 2014 · Amount on File
Deed Document Number20175397756
Deed Book / Page5388 / 253
Prior Transfer DateDec 4, 2007
Prior Transfer Doc0043121083
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address411 3RD ST SW, NAPLES, FL 34117-2112
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 3RD ST SW, NAPLES, FL 34117-2112

Mortgage

Document Number0059380681
DateApr 30, 2021
Book Page5938/681
Instrument6049465
Lender
NameCITY NATIONAL BANK OF FLORIDA
TypeBank
AddressMIAMI, FL 33131
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address411 3RD ST SW, NAPLES, FL 34117-2112
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 3RD ST SW, NAPLES, FL 34117-2112

Mortgage

Document Number0063941488
DateSep 3, 2024
Book Page6394/1488
Instrument6588468
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueSep 1, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address411 3RD ST SW, NAPLES, FL 34117-2112
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054703906
DateJan 25, 2018
Book Page5470/3906
Instrument5501284
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term71 Months
DueDec 19, 2023

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 28, 2017
Property Address411 3RD ST SW, NAPLES, FL 34117-2112
Document Number0053880253
Book / Page5388 / 0253
Instrument DateApr 26, 2017
Instrument5397756
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyCOTTRELL LAW & TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1610 W E1 CHARRO DR, 1610, PUEBLO, CO 81007

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 3RD ST SW, NAPLES, FL 34117-2112

Mortgage

Document Number0005397757
DateApr 28, 2017
Instrument5397757
Lender
NameMARKETPLACE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 411 3rd St SW was $2,739 with a homeowner's exemption, up 7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,558 (+2.7%)$478,356 (+25.23%) Land $223,054 Building $255,302
2025$2,739.00 (+6.95%) Homeowner's exemption$276,103$381,986 Land $144,840 Building $237,146
2024$2,561.00 (+1.35%)
2023$2,527.00 (+9.77%) Homeowner's exemption$260,507 (+13.88%)$437,349 (+3.8%) Land $187,680 Building $249,669
2022$2,302.00 Homeowner's exemption$228,764$421,324 Land $208,488 Building $212,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 3rd St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims8 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 3rd St SW is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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