460 3rd St SW, Naples, FL 34117 Property Records

Collier County property record for 460 3rd St SW, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details1,630 sqft · built 1987
Lot Size1.13 acres (49,658 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Jul 2026)
Tax Bill$1,700 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2020 Mortgage
Flood ZoneZone AH (high risk)
APN328900 97 04C09

Property Details

APN / Parcel Number

Primary APN328900 97 04C09
Alternative APNs
  • 371675200010714009704
  • 37167520001

Interior

Stories1 Story
Building Area1,630 sqft Living Area
1st Floor Area1,630 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeMasonry / Concrete Block
Lot Area49,658 sqft
Garage TypeAttached
Garage Area144 sqft
Deck Area144 sqft

Location & Zoning

Street Address460 3RD ST SW
CityNAPLES
StateFL
Zip34117-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 12 N 75FT OF TR 97 OR 1155 PG 1726
Legal Range27
Legal Township49
Legal Section9
Legal SubdivisionGOLDEN GATE EST UNIT 12
Legal Tract97
Legal Block2
Legal Unit12
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2000
Census Tract10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address460 3RD ST SW, NAPLES, FL 34117-2111
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2026 · Amount on Record
Deed SaleJul 7, 2026 · Amount on Record
Prior SaleJun 9, 2015 · Amount on Record
Deed Document Number20266846805
Deed Book / Page6606 / 714
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 7, 2026
Property Address460 3RD ST SW, NAPLES, FL 34117-2111
Document Number0006846805
Book / Page6606 / 714
Instrument DateJun 29, 2026
Instrument20266846805
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyHEIGHTS TITLE SERVICES LLC, HEIGHTS TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$318,150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 3RD ST SW, NAPLES, FL 34117-2111

Mortgage

Document Number0006846806,
DateJul 7, 2026
Instrument20266846806
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address460 3RD ST SW, NAPLES, FL 34117-2111
Document Number0057470091
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedMay 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address460 3RD ST SW NAPLES FL 341172111, NAPLES, FL 34117-2111

Mortgage

Document Number0057470091
DateApr 2, 2020
Book Page005747/000091
Instrument5850944
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$182,065 (+2.7%)$274,797 (+19.86%) Land $93,486 Building $181,311
2025$1,700.00 (+6.38%) Homeowner's exemption$177,278 (+4.03%)$229,259 (-11.79%) Land $60,705 Building $168,554
2023$1,598.00 (-0.56%) Homeowner's exemption$170,404 (+3%)$259,894 (+0.44%) Land $78,660 Building $181,234
2022$1,607.00 Homeowner's exemption$165,441$258,759 Land $87,381 Building $171,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims8 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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