490 3rd St SW, Naples, FL 34117 Property Records

Collier County property record for 490 3rd St SW, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details2,354 sqft · built 2006
Lot Size2.73 acres (118,919 sqft)
OwnerIndividual Name on File
Last Sale$58,000 (Jan 2002)
Tax Bill$2,088 (2025)
Flood ZoneZone X (minimal risk)
APN328900 97 24C09

Property Details

APN / Parcel Number

Primary APN328900 97 24C09
Alternative APNs
  • 371676000020714009724
  • 37167600002

Interior

Stories1 Story
Building Area2,354 sqft Living Area
1st Floor Area2,354 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeMasonry / Concrete Block
Lot Area118,919 sqft

Location & Zoning

Street Address490 3RD ST SW
CityNAPLES
StateFL
Zip34117-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 12 S 180FT OF TR 97
Legal Range27
Legal Township49
Legal Section9
Legal SubdivisionGOLDEN GATE EST UNIT 12
Legal Tract97
Legal Block2
Legal Lot Number2
Legal Unit12
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2000
Census Tract10426

Owner

490 3rd St SW is owned and occupied by an individual who acquired it in November 2007.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address490 3RD ST SW, NAPLES, FL 34117-2111
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2002 · Amount on File
Deed SaleJan 30, 2002 · Amount on File
Deed Book / Page2972 / 1329
Last Transfer DateNov 21, 2007
Transfer Doc0043312411
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 490 3rd St SW was $2,088 with a homeowner's exemption, up 6.7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,006 (+2.7%)$591,290 (+21.83%) Land $223,874 Building $367,416
2025$2,088.00 (+6.75%) Homeowner's exemption$214,222$485,323 Land $145,373 Building $339,950
2024$1,956.00 (+1.61%)
2023$1,925.00 (-1.03%) Homeowner's exemption$202,121 (+3%)$543,241 (-0.03%) Land $188,370 Building $354,871
2022$1,945.00 Homeowner's exemption$196,234$543,428 Land $209,255 Building $334,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 3rd St SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims8 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 3rd St SW is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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