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47 Willow Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 47 Willow Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,595 sqft · built 1910
Lot Size0.082 acres (3,584 sqft)
Owner2 Individual Names on File
Last Sale$83,500 (Sep 2017)
Tax Bill$3,817 (2025)
Deeds & MortgagesOct 2019 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.68-5-45

Property Details

APN / Parcel Number

Primary APN421500 49.68-5-45
Alternative APN
  • 150004906800050450000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,595 sqft Living Area
1st Floor Area698 sqft
2nd Floor Area598 sqft
Upper Floors Area299 sqft
AtticAttic
Attic Area299 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,584 sqft (0.082 acres)
Lot Dimensions112 ft deep x 32 ft wide
Garage TypeMixed
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area154 sqft
PorchSlab
Porch Area400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address47 WILLOW AVE
CitySCHENECTADY
StateNY
Zip12304-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE 0001140525 49,000
Legal Block5
Legal Lot Number45.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3005
Census Tract20700

Owner

Source: Schenectady County and Schenectady City assessment roll, APN 421500 49.68-5-45, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address47 WILLOW AVE, SCHENECTADY, NY 12304-1404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2019Deed of Trust, Mortgage
QUICKEN LNS
Sep 18, 2017Warranty Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2017 · Amount on Record
Deed SaleSep 18, 2017 · Amount on Record
Deed Document Number201742117
Deed Book / Page1971 / 487
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address47 WILLOW AVE, SCHENECTADY, NY 12304-1404
Document Number0000048931
Instrument DateOct 19, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 WILLOW AVE SCHENECTADY NY 123041404, SCHENECTADY, NY 12304-1404

Mortgage

Document Number0000048931
DateOct 25, 2019
Book Page004949/000027
Instrument48931
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueOct 24, 2034

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 18, 2017
Property Address47 WILLOW AVE, SCHENECTADY, NY 12304-1404
Document Number0000042117
Book / Page1971 / 487
Instrument DateAug 17, 2017
Instrument201742117
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$334.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address47 WILLOW AVE, 47, SCHENECTADY, NY 12304-1404

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 PLEASANT ST, SCHENECTADY, NY 12303-1916

Mortgage

Document Number0000042119
DateSep 18, 2017
Book Page4788/490
Instrument201742119
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,817.00 (+5.91%)$71,100 (-) Land $10,700 Building $60,400$117,735 (+30.82%) Land $17,718 Building $100,017
2023$71,100 (-) Land $10,700 Building $60,400$90,000 (+3.8%) Land $13,544 Building $76,456
2022$71,100 Land $10,700 Building $60,400$86,707 Land $13,049 Building $73,658
2021$3,604.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 639 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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