55 Willow Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 55 Willow Ave, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,896 sqft · built 1925
Lot Size	0.082 acres (3,584 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Aug 2024)
Tax Bill	$4,371 (2025)
Deeds & Mortgages	Aug 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.68-5-43`

Property Details

APN / Parcel Number

Primary APN	`421500 49.68-5-43`
Alternative APN	`150004906800050430000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,896 sqft Total Area
1st Floor Area	948 sqft
2nd Floor Area	948 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,584 sqft (0.082 acres)
Lot Dimensions	112 ft deep x 32 ft wide
Porch	Slab
Porch Area	540 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 WILLOW AVE
City	SCHENECTADY
State	NY
Zip	12304-1404
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	5
Legal Lot Number	43.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3005
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 DUANE AVE, SCHENECTADY, NY 12307-1621
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Jun 5, 2024 · Amount on Record
Deed Document Number	202448368
Deed Book / Page	2135 / 564
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 14, 2024
Property Address	55 WILLOW AVE, SCHENECTADY, NY 12304-1404
Document Number	0000048368
Book / Page	2135 / 564
Map Reference	CAB A-389
Instrument Date	Jul 23, 2024
Instrument	202448368
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 WILLOW AVE, SCHENECTADY, NY 12304-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 DUANE AVE, SCHENECTADY, NY 12307-1621

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,371.00 (+13.8%)	$75,200 (-) Land $11,300 Building $63,900	$124,524 (+30.82%) Land $18,712 Building $105,812
2023		$75,200 (-) Land $11,300 Building $63,900	$95,190 (+3.8%) Land $14,304 Building $80,886
2022		$75,200 Land $11,300 Building $63,900	$91,707 Land $13,780 Building $77,927
2021	$3,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20