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38 Willow Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 38 Willow Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,427 sqft · built 1908
Lot Size0.071 acres (3,104 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Mar 2021)
Tax Bill$4,382 (2025)
Deeds & MortgagesMar 2021 Transfer
Mar 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 49.76-5-14

Property Details

APN / Parcel Number

Primary APN421500 49.76-5-14
Alternative APN
  • 150004907600050140000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,427 sqft Living Area
1st Floor Area855 sqft
2nd Floor Area572 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,104 sqft (0.071 acres)
Lot Dimensions97 ft deep x 32 ft wide
PorchSlab
Porch Area74 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38 WILLOW AVE
CitySCHENECTADY
StateNY
Zip12304-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal SubdivisionS P H CLUTE
Legal Block5
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3006
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11460 INWOOD ST, JAMAICA, NY 11436-1143
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Intrafamily Transfer, Transfer
LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Mar 25, 2021Quit Claim Deed, Transfer
CITY OF SCHENECTADY
Mar 18, 2019Correction Deed, Transfer
NOT AVAILABLE
Mar 6, 2019Quit Claim Deed, Transfer
Quitclaim
Sep 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2021 · Amount on Record
Deed SaleMar 25, 2021 · Amount on Record
Prior SaleSep 12, 2005 · Amount on Record
Deed Document Number202112921
Deed Book / Page2055 / 150
Prior Transfer DateMar 19, 2021
Prior Transfer Doc0000012920
Record UpdatedJun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMar 25, 2021
Property Address38 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000012920
Book / Page2055 / 147
Instrument DateMar 19, 2021
Instrument202112920
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JAY ST, SCHENECTADY, NY 12305-1905
InvestorPossibly a Property Investor

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 25, 2021
Property Address38 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000012921
Book / Page2055 / 150
Instrument DateMar 19, 2021
Instrument202112921
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$72.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

NameVerified Name
Address11640 INWOOD ST, JAMAICA, NY 11436-1348

Mortgage

Document Number0000012922
DateMar 25, 2021
Instrument202112922
Lender
NameCITY OF SCHENECTADY
TypeGovernment Agency
Agreement
AmountAmount Recorded

March 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address38 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000011685
Book / Page002007 / 000512
Instrument DateMar 14, 2019
Instrument11685
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2019
Property Address38 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000009779
Book / Page002006 / 000871
Instrument DateMar 6, 2019
Instrument9779
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateSep 21, 2018
Property Address38 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000042150
Book / Page001996 / 000275
Instrument DateSep 21, 2018
Instrument42150
Transaction TypeForeclosure
Record UpdatedOct 9, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,382.00 (+62.24%)$84,900 (-) Land $12,700 Building $72,200$140,586 (+30.82%) Land $21,030 Building $119,556
2023$84,900 (-) Land $12,700 Building $72,200$107,468 (+3.8%) Land $16,076 Building $91,392
2022$84,900 Land $12,700 Building $72,200$103,537 Land $15,488 Building $88,049
2021$2,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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