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54 Willow Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 54 Willow Ave, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,216 sqft · built 1910
Lot Size0.071 acres (3,104 sqft)
OwnerIndividual Name on File
Last Sale$83,000 (Jan 2019)
Tax Bill$4,853 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jan 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 49.76-5-18

Property Details

APN / Parcel Number

Primary APN421500 49.76-5-18
Alternative APN
  • 150004907600050180000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,216 sqft Living Area
1st Floor Area572 sqft
2nd Floor Area572 sqft
Upper Floors Area72 sqft
AtticAttic
Attic Area72 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,104 sqft (0.071 acres)
Lot Dimensions97 ft deep x 32 ft wide
PorchSlab
Porch Area228 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address54 WILLOW AVE
CitySCHENECTADY
StateNY
Zip12304-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 WOOD & BRICK
Legal SubdivisionWILLOW AVENUE
Legal Block5
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3006
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.76-5-18

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 WILLOW AVE, SCHENECTADY, NY 12304-1405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage
THE FIRST NEW YORK FCU
Jan 24, 2019Warranty Deed, Transfer · FHA Mortgage
SEFCU MORTGAGE SERVICES
Jul 10, 2018Quit Claim Deed, Transfer
VALUAMERICA
Jul 10, 2018Grant Deed, Transfer
OTHER
Mar 29, 2018Trustee's Deed, Foreclosure
WEBTITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2019 · Amount on Record
Deed SaleJan 24, 2019 · Amount on Record
Prior SaleJul 10, 2018 · Amount on Record
Deed Document Number20193485
Deed Book / Page2004 / 188
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address54 WILLOW AVE, SCHENECTADY, NY 12304-1405
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014816
DateMay 26, 2020
Book Page4991/60
Instrument202014816
Lender
NameTHE FIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 24, 2019
Property Address54 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000003485
Book / Page2004 / 188
Instrument DateJan 22, 2019
Instrument201903485
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyAMERICAN LAND TITLE ASSOCIAT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$332.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 WILLOW AVE, 54, SCHENECTADY, NY 12304-1405

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 WILLOW AVE, SCHENECTADY, NY 12304-1405

Mortgage

Document Number0000003486
DateJan 24, 2019
Book Page4891/565
Instrument201903486
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
AddressALBANY, NY 12206
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJul 10, 2018
Property Address54 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000030190
Book / Page001991 / 000029
Instrument DateMay 09, 2018
Instrument30190
Transaction TypeTransfer
Record UpdatedAug 07, 2018
Title CompanyVALUAMERICA

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7730 S UNION PARK AVE #400 MIDVALE UT 840475560, 400, MIDVALE, UT 84047-5560

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJul 10, 2018
Property Address54 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000030191
Book / Page001991 / 000033
Instrument DateMay 09, 2018
Instrument30191
Transaction TypeTransfer
Record UpdatedAug 02, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$130.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 NOTTINGHAM WAY N CLIFTON PARK NY 120651702, CLIFTON PARK, NY 12065-1702

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateMar 29, 2018
Property Address54 WILLOW AVE, SCHENECTADY, NY 12304-1405
Document Number0000013260
Book / Page001983 / 000936
Instrument DateFeb 16, 2018
Instrument13260
Transaction TypeForeclosure
Record UpdatedApr 13, 2018
Title CompanyWEBTITLE AGENCY

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2001 WESTERN AVE #430 SEATTLE WA 981213132, 430, SEATTLE, WA 98121-3132

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,853.00 (+4.84%)$96,400 (-) Land $14,500 Building $81,900$159,629 (+30.82%) Land $24,011 Building $135,618
2023$96,400 (-) Land $14,500 Building $81,900$122,025 (+3.8%) Land $18,354 Building $103,671
2022$96,400 Land $14,500 Building $81,900$117,561 Land $17,683 Building $99,878
2021$4,629.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 639 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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