47 Reservation Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 47 Reservation Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Sep 2008)
Tax Bill	$3,132 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit Jan 2006 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-4480`

Property Details

APN / Parcel Number

Primary APN	`06-510-4480`
Alternative APN	`5693`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	5693
Street Address	47 RESERVATION RD
City	CLOQUET
State	MN
Zip	55720-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE CORN OF S1/2 OF N1/2 OF SE1/4 OF CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	21
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1015
Census Tract	940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit CORNERSTONE STATE BANK
Jan 13, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 27, 2024	Deed of Trust, Mortgage · Closed-End Mortgage CORNERSTONE STATE BANK
Aug 22, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE CO
Nov 16, 2009	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR SAVINGS BANK
Mar 2, 2006	Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC
Apr 19, 2017	Intrafamily Transfer, Transfer
Mar 4, 2016	Quit Claim Deed, Transfer CORNERSTONE STATE BANK
Sep 9, 2008	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOANS
Jan 9, 2007	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2008 · Amount on Record
Deed Sale	Sep 9, 2008 · Amount on Record
Prior Sale	Jan 9, 2007 · Amount on Record
Deed Document Number	2008419621
Last Transfer Date	Apr 19, 2017
Transfer Doc	0000473737
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000475452
Date	Aug 4, 2017
Instrument	A000475452

Lender

Name	CORNERSTONE STATE BANK
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Jul 16, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000398855
Date	Jan 13, 2006
Instrument	A000398855

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	PATTERSON, GA 31557

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Nov 28, 2045

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000517983
Date	Aug 27, 2024
Instrument	A000517983

Lender

Name	CORNERSTONE STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2039

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000394720
Date	Aug 22, 2005
Instrument	A000394720

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2035

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT-TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000428011
Date	Nov 16, 2009
Instrument	A000428011

Lender

Name	SUPERIOR SAVINGS BANK
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2024

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000399819
Date	Mar 2, 2006
Instrument	A000399819

Lender

Name	CITIFINANCIAL SERVICES INC
Type	Subprime Lender
Address	DULUTH, MN 55811

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2036

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Apr 19, 2017
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000473737
Instrument Date	Apr 19, 2017
Instrument	A000473737
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 RESERVATION RD, CLOQUET, MN 55720-9741

March 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Mar 4, 2016
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000467233
Instrument Date	Feb 29, 2016
Instrument	A000467233
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 RESERVATION RD, CLOQUET, MN 55720-9741

Mortgage

Document Number	A000467234
Date	Mar 4, 2016
Instrument	A000467234

Lender

Name	CORNERSTONE STATE BANK
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Amount	Amount Recorded

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 9, 2008
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000419621
Instrument Date	Aug 28, 2008
Instrument	A000419621
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 RESERVATION RD, CLOQUET, MN 55720-9741

Mortgage

Document Number	A000419622
Date	Sep 9, 2008
Instrument	A000419622

Lender

Name	FIRST HORIZON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2038

January 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 9, 2007
Property Address	47 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000406906
Instrument Date	Feb 24, 2006
Instrument	A000406906
Transaction Type	Foreclosure
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 NORTHPOINT DR # 100, 100, COPPELL, TX 75019-3831

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,132.00 (+6.39%) Homeowner's exemption
2025		$207,800 (+3.49%) Land $54,800 Building $153,000	$207,800 (+3.49%) Land $54,800 Building $153,000
2024	$2,944.00 Homeowner's exemption	$200,800 (+4.69%) Land $54,800 Building $146,000	$200,800 (+4.69%) Land $54,800 Building $146,000
2023	$2,944.00 Homeowner's exemption	$191,800 (-) Land $52,500 Building $139,300	$191,800 (-) Land $52,500 Building $139,300
2022		$191,800 Land $52,500 Building $139,300	$191,800 Land $52,500 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reservation Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures