29 Reservation Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 29 Reservation Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2023)
Tax Bill	$1,896 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2016 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-4505`

Property Details

APN / Parcel Number

Primary APN	`06-510-4505`
Alternative APN	`5698`

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	5698
Street Address	29 RESERVATION RD
City	CLOQUET
State	MN
Zip	55720-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF N1/2 S1/2 SE CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	21
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1015
Census Tract	940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 RESERVATION RD, CLOQUET, MN 55720-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Oct 6, 2016	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jan 27, 2015	Intrafamily Transfer, Transfer · ARM MEMBERS COOPERATIVE CU
May 18, 2010	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Oct 6, 2016 · Amount on Record
Deed Document Number	20231586320
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 6, 2023
Property Address	29 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000513805
Instrument Date	Sep 29, 2023
Instrument	A000513805
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RESERVATION RD, CLOQUET, MN 55720-9741

Mortgage

Document Number	A000513806
Date	Oct 6, 2023
Instrument	A000513806

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2053

Interest

Rate	0.08%
Index	Prime Rate

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 6, 2016
Property Address	29 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000470755
Instrument Date	Sep 20, 2016
Instrument	A000470755
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RESERVATION RD, CLOQUET, MN 55720-9741

Mortgage

Document Number	A000470756
Date	Oct 6, 2016
Instrument	A000470756

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2046

January 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Jan 27, 2015
Property Address	29 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000460832
Instrument Date	Jan 21, 2015
Instrument	A000460832
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	A000460833
Date	Jan 27, 2015
Instrument	A000460833

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	MOOSE LAKE, MN 55767

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2045

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 26, 2025
Change Frequency	Annually
Min Rate At Change	3.02%
Max Rate At Change	9.1%
Index	1-Year CMT
Max Rate	9.1%

May 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	May 18, 2010
Property Address	29 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000430975
Instrument Date	May 11, 2010
Instrument	A000430975
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$1.65
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 RESERVATION RD, CLOQUET, MN 55720-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 RESERVATION RD, CLOQUET, MN 55720-9741

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,896.00 (+3.49%) Homeowner's exemption
2025		$140,400 (+3.39%) Land $42,900 Building $97,500	$140,400 (+3.39%) Land $42,900 Building $97,500
2024	$1,832.00 Homeowner's exemption	$135,800 (+4.3%) Land $42,900 Building $92,900	$135,800 (+4.3%) Land $42,900 Building $92,900
2023	$1,832.00 Homeowner's exemption	$130,200 (-) Land $41,700 Building $88,500	$130,200 (-) Land $41,700 Building $88,500
2022		$130,200 Land $41,700 Building $88,500	$130,200 Land $41,700 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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