27 Reservation Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 27 Reservation Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Tax Bill	$2,808 (2026)
Deeds & Mortgages	Sep 2014 Mortgage May 2015 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-4500`

Property Details

APN / Parcel Number

Primary APN	`06-510-4500`
Alternative APN	`5696`

Exterior

Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Account Number	5696
Street Address	27 RESERVATION RD
City	CLOQUET
State	MN
Zip	55720-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR OF N CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	21
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1015
Census Tract	940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 RESERVATION RD, CLOQUET, MN 55720-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2014	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 27, 2015	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 18, 2010	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 12, 2015
Transfer Doc	0000462682
Record Updated	Sep 20, 2026

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	27 RESERVATION RD, CLOQUET, MN 55720-9741
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	DATAQUICK TITLE, DATAQUCK TITLE CLOQUET

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000458236
Date	Sep 4, 2014
Instrument	A000458236

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2044

May 2015: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARLTON MN
Recording Date	May 27, 2015
Property Address	27 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000462682
Instrument Date	May 12, 2015
Instrument	A000462682
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 RESERVATION RD, CLOQUET, MN 55720-9741

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	May 18, 2010
Property Address	27 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000430975
Instrument Date	May 11, 2010
Instrument	A000430975
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$1.65
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 RESERVATION RD, CLOQUET, MN 55720-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 RESERVATION RD, CLOQUET, MN 55720-9741

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,808.00 (+5.64%) Homeowner's exemption
2025		$190,100 (+3.99%) Land $36,500 Building $153,600	$190,100 (+3.99%) Land $36,500 Building $153,600
2024	$2,658.00 Homeowner's exemption	$182,800 (+3.92%) Land $36,500 Building $146,300	$182,800 (+3.92%) Land $36,500 Building $146,300
2023	$2,658.00 Homeowner's exemption	$175,900 (-) Land $35,800 Building $140,100	$175,900 (-) Land $35,800 Building $140,100
2022		$175,900 Land $35,800 Building $140,100	$175,900 Land $35,800 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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