55 Reservation Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 55 Reservation Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Aug 2017)
Tax Bill	$4,068 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage Sep 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-4450`

Property Details

APN / Parcel Number

Primary APN	`06-510-4450`
Alternative APN	`5687`

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	5687
Street Address	55 RESERVATION RD
City	CLOQUET
State	MN
Zip	55720-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF N1/2 N1/2 OF SE1/4 NE1/4 START SE COR CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	21
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1015
Census Tract	940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 RESERVATION RD, CLOQUET, MN 55720-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage HERMANTOWN FCU
Sep 12, 2016	Commercial Sublease · Conventional Mortgage MEMBERS COOPERATIVE CU
Apr 30, 2008	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Apr 30, 2008 · Amount on Record
Deed Document Number	2017475937
Prior Transfer Date	Aug 18, 2016
Prior Transfer Doc	0000470288
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 31, 2017
Property Address	55 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000475937
Instrument Date	Aug 28, 2017
Instrument	A000475937
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	NORTH SHORE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 RESERVATION RD, CLOQUET, MN 55720-9741

Mortgage

Document Number	A000475939
Date	Aug 31, 2017
Instrument	A000475939

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2016: Commercial Sublease

Document Type	Commercial Sublease
Jurisdiction	CARLTON MN
Recording Date	Sep 12, 2016
Property Address	55 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000470288
Instrument Date	Aug 18, 2016
Instrument	A000470288
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 RESERVATION RD, CLOQUET, MN 55720-9741
Investor	Possibly a Property Investor

Mortgage

Document Number	A000470289
Date	Sep 12, 2016
Instrument	A000470289

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2046

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 30, 2008
Property Address	55 RESERVATION RD, CLOQUET, MN 55720-9741
Document Number	A000417003
Instrument Date	Apr 25, 2008
Instrument	A000417003
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.35
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 RESERVATION RD, CLOQUET, MN 55720-9741
Investor	Possibly a Property Investor

Mortgage

Document Number	A000417004
Date	Apr 30, 2008
Instrument	A000417004

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,068.00 (+6.83%) Homeowner's exemption
2025		$257,400 (+4.42%) Land $42,500 Building $214,900	$257,400 (+4.42%) Land $42,500 Building $214,900
2024	$3,808.00 Homeowner's exemption	$246,500 (+3.53%) Land $42,500 Building $204,000	$246,500 (+3.53%) Land $42,500 Building $204,000
2023	$3,808.00 Homeowner's exemption	$238,100 (-) Land $41,200 Building $196,900	$238,100 (-) Land $41,200 Building $196,900
2022		$238,100 Land $41,200 Building $196,900	$238,100 Land $41,200 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AT&T, Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reservation Rd

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