47 Osprey Rd, Beaufort, SC 29907 Property Records

Beaufort County property record for 47 Osprey Rd, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,306 sqft · built 2019
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$400,023 (Dec 2019)
Tax Bill	$6,754 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R20000500A01220000`

Property Details

APN / Parcel Number

Primary APN	`R20000500A01220000`
Alternative APN	`00845811`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,306 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	00845811
Old Parcel Number	R20000500A01220000
Street Address	47 OSPREY RD
City	BEAUFORT
State	SC
Zip	29907-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6102
Legal Description	LOT 68 SUMERSET POINT AT LADY'S ISLAND PH 1 PB131 PG134-135 FKA COOSAW RIVER
Legal Subdivision	SOMERSET POINT S/D
Legal Phase	1
Legal Block	O
Legal Lot Number	68
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1011
Census Tract	901

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 OSPREY RD, BEAUFORT, SC 29907-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2019	Deed, Subdivision Related Transfer · VA Mortgage GATEWAY FIRST BANK
May 24, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	0038221219
Deed Book / Page	3822 / 1219
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	47 OSPREY RD, BEAUFORT, SC 29907-1833
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 OSPREY RD, BEAUFORT, SC 29907-1833

Mortgage

Document Number	0000047563
Date	Aug 19, 2022
Book Page	4175/212
Instrument	2022047563

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	47 OSPREY RD, BEAUFORT, SC 29907-1833
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030764
Date	Apr 28, 2021
Book Page	4004/1594
Instrument	2021030764

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Feb 1, 2050

December 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 20, 2019
Property Address	47 OSPREY RD, BEAUFORT, SC 29907-1833
Document Number	0000068596
Book / Page	3822 / 1219
Map Reference	MB 115 PG 78
Instrument Date	Dec 20, 2019
Instrument	2019068596
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,041.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 OSPREY RD, BEAUFORT, SC 29907-1833

Mortgage

Document Number	0000068598
Date	Dec 20, 2019
Instrument	2019068598

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 24, 2019
Property Address	47 OSPREY RD, BEAUFORT, SC 29907-1833
Document Number	0000027275
Book / Page	003762 / 002443
Instrument Date	May 6, 2019
Instrument	27275
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	215 E BAY ST #504 CHARLESTON SC 294012638, 504, CHARLESTON, SC 29401-2638
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,754.00 (+1.63%)	$25,150 (+25.7%)
2024	$6,646.00 (+174.4%)	$20,008 (-) Land $2,000 Building $18,008	$500,200 (-) Land $50,000 Building $450,200
2023	$2,422.00 (+6.74%)	$20,008 (+25.05%) Land $2,000 Building $18,008	$500,200 (+25.05%) Land $50,000 Building $450,200
2022	$2,269.00 Homeowner's exemption	$16,000 Land $2,320 Building $13,680	$400,000 Land $58,000 Building $342,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 559 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	559 in force
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	7 of 64
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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