Beaufort County property record for 44 Osprey Rd, Beaufort, SC 29907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 2,367 sqft · built 2013 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $409,000 (Aug 2021) |
| Tax Bill | $2,534 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R20000500A00990000 |
| Primary APN | R20000500A00990000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,367 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00845580 |
|---|---|
| Old Parcel Number | R20000500A00990000 |
| Street Address | 44 OSPREY RD |
| City | BEAUFORT |
| State | SC |
| Zip | 29907-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6102 |
| Legal Description | LOT SUMERSET POINT AT LADY'S ISLAND PH 1 PB131 PG134-135 FKA 58 COOSAW RIVER |
| Legal Subdivision | SOMERSET POINT S/D |
| Legal Phase | 1 |
| Legal Block | H |
| Legal Lot Number | 10 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | ST. HELENA ISLAND |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 901 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 44 OSPREY RD, BEAUFORT, SC 29907-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2021 · Amount on Record |
| Deed Sale | Aug 5, 2021 · Amount on Record |
| Prior Sale | Mar 26, 2015 · Amount on Record |
| Deed Document Number | 2021056693 |
| Deed Book / Page | 4046 / 630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 5, 2021 |
| Property Address | 44 OSPREY RD, BEAUFORT, SC 29907-1809 |
| Document Number | 0000056693 |
| Book / Page | 4046 / 630 |
| Map Reference | MB 125 PG 179 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021056693 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,063.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 OSPREY RD, BEAUFORT, SC 29907-1809 |
| Document Number | 0000056694 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021056694 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,534.00 | $17,580 (+0.02%) | |
| 2024 | $2,534.00 | $17,576 (-) Land $2,000 Building $15,576 | $439,400 (-) Land $50,000 Building $389,400 |
| 2023 | $2,534.00 (-62.92%) | $17,576 (+7.43%) Land $2,000 Building $15,576 | $439,400 (+7.43%) Land $50,000 Building $389,400 |
| 2022 | $6,833.00 | $16,360 Land $2,320 Building $14,040 | $409,000 Land $58,000 Building $351,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 559 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 559 in force |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 7 of 64 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Sparklight Fiber | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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