42 Osprey Rd, Beaufort, SC 29907 Property Records

Beaufort County property record for 42 Osprey Rd, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,830 sqft · built 2010
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Feb 2022)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R20000500A01000000`

Property Details

APN / Parcel Number

Primary APN	`R20000500A01000000`
Alternative APN	`00845599`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	457 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00845599
Old Parcel Number	R20000500A01000000
Street Address	42 OSPREY RD
City	BEAUFORT
State	SC
Zip	29907-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6102
Legal Description	LOT 59 SUMERSET POINT AT LADY'S ISLAND PH 1 PB131 PG134-135 FKA COOSAW RIVER
Legal Subdivision	SOMERSET POINT S/D
Legal Phase	1
Legal Block	H
Legal Lot Number	59
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1028
Census Tract	901

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	42 OSPREY RD, BEAUFORT, SC 29907-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2021	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Dec 21, 2017	Warranty Deed, Transfer · VA Mortgage PALMETTO STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	2022007178
Deed Book / Page	4111 / 1710
Record Updated	Jun 8, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 2, 2022
Property Address	42 OSPREY RD, BEAUFORT, SC 29907-1809
Document Number	0000007178
Book / Page	4111 / 1710
Map Reference	MB 125 PG 179
Instrument Date	Jan 31, 2022
Instrument	2022007178
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 OSPREY RD, BEAUFORT, SC 29907-1809

Mortgage

Document Number	0000007179
Date	Feb 2, 2022
Instrument	2022007179

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	42 OSPREY RD, BEAUFORT, SC 29907-1809
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007679
Date	Feb 2, 2021
Book Page	3966/2155
Instrument	2021007679

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 21, 2017
Property Address	42 OSPREY RD, BEAUFORT, SC 29907-1809
Document Number	0000069704
Book / Page	3631 / 2373
Instrument Date	Dec 13, 2017
Instrument	2017069704
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 OSPREY RD, BEAUFORT, SC 29907-1809

Mortgage

Document Number	0000069705
Date	Dec 21, 2017
Instrument	2017069705

Lender

Name	PALMETTO STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00	$15,390 (-0.01%)
2024	$2,231.00	$15,392 (-) Land $2,000 Building $13,392	$384,800 (-) Land $50,000 Building $334,800
2023	$2,231.00 (+25.41%)	$15,392 (+36.36%) Land $2,000 Building $13,392	$384,800 (+36.36%) Land $50,000 Building $334,800
2022	$1,779.00	$11,288 Land $2,320 Building $8,968	$282,200 Land $58,000 Building $224,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 559 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	559 in force
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	7 of 64
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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