Beaufort County property record for 45 Osprey Rd, Beaufort, SC 29907
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,812 sqft · built 2011 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,000 (Nov 2014) |
| Tax Bill | $2,298 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R20000500A01230000 |
| Primary APN | R20000500A01230000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 45 OSPREY RD |
|---|---|
| City | BEAUFORT |
| State | SC |
| Zip | 29907-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6102 |
| Legal Description | LOT 67 SOMERSET POINT AT LADY'S ISLAND PH1 PB131 PG134-135 FKA COOSAW RIVER EST |
| Legal Subdivision | SOMERSET POINT S/D |
| Legal Lot Number | 67 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | ST. HELENA ISLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 901 |
Source: Beaufort County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 OSPREY RD, BEAUFORT, SC 29907-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2014 · Amount on Record |
| Deed Sale | Nov 14, 2014 · Amount on Record |
| Prior Sale | May 21, 2014 · Amount on Record |
| Deed Document Number | 201456197 |
| Deed Book / Page | 3360 / 320 |
| Last Transfer Date | Jan 11, 2021 |
| Transfer Doc | 0000003815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 15, 2021 |
| Property Address | 45 OSPREY RD, BEAUFORT, SC 29907-1833 |
| Document Number | 0000003815 |
| Book / Page | 3959 / 3396 |
| Map Reference | MB 131 PG 134 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021003815 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 OSPREY RD, BEAUFORT, SC 29907-1833 |
| Document Number | 0000003816 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021003816 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,298.00 (+0.04%) | $15,870 (-17.46%) | |
| 2024 | $2,297.00 (-0.04%) | $19,228 (-) Land $2,000 Building $17,228 | $480,700 (-) Land $50,000 Building $430,700 |
| 2023 | $2,298.00 (-60.24%) | $19,228 (+37.7%) Land $2,000 Building $17,228 | $480,700 (+37.7%) Land $50,000 Building $430,700 |
| 2022 | $5,780.00 | $13,964 Land $2,320 Building $11,644 | $349,100 Land $58,000 Building $291,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 559 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 559 in force |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 7 of 64 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Sparklight Fiber | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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