47 Lighthouse Cliffs, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 47 Lighthouse Cliffs, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,310 sqft · built 2017
Lot Size	0.557 acres (24,263 sqft)
Owner	Individual Name on Record
Last Sale	$2,100,000 (Jul 2024)
Tax Bill	$24,717 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2024 Sale + 4 more
APN	`11289`

Property Details

APN / Parcel Number

Primary APN	`11289`
Alternative APN	`LACO M:130 B:481 L:5 U:117`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,310 sqft Living Area
Gross Area	7,259 sqft
Basement Area	1,733 sqft
Unfinished Basement	197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,263 sqft (0.557 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11289
Street Address	47 LIGHTHOUSE CLFS
City	LACONIA
State	NH
Zip	03246-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Block	481
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	1
Census Block	1013
Census Tract	966200

Owner

Source: Belknap County and Laconia City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 VINCENT LN, STONE RIDGE, NY 12484-5539
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · ARM WINCHESTER COOPERATIVE BANK
Jul 15, 2024	Warranty Deed, Transfer
Dec 10, 2020	Warranty Deed, Transfer WINCHESTER CO-OP BK
Feb 10, 2020	Loan Modification, Mortgage NOT AVAILABLE
Sep 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 16, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	2024789
Deed Book / Page	3631 / 997
Prior Transfer Date	Sep 5, 2020
Prior Transfer Doc	0033470940
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	47 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003617-106
Date	Apr 9, 2024
Book Page	3617/106
Instrument	2402655

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 12, 2029
Index	5-Year CMT

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Jul 15, 2024
Property Address	47 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	003631-997
Book / Page	3631 / 997
Instrument Date	Jul 12, 2024
Instrument	2405789
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 VINCENT LN, STONE RIDGE, NY 12484-5539

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Dec 10, 2020
Property Address	47 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0033720202
Book / Page	003372 / 000202
Instrument Date	Dec 9, 2020
Instrument	2016118
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 JOHNSON WOODS DR READING MA 018674603, READING, MA 01867-4603

Mortgage

Document Number	33720206
Date	Dec 10, 2020
Book Page	003372/000206
Instrument	2016119

Lender

Name	WINCHESTER CO-OP BK
Type	Bank
Address	WINCHESTER, MA 01890

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Mortgage

Document Number	33720222,
Date	Dec 10, 2020
Book Page	003372/000222
Instrument	2016120

Lender

Name	WINCHESTER CO-OP BK
Type	Bank
Address	WINCHESTER, MA 01890

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LACONIA CITY NH
Property Address	47 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0033470985
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LIGHTHOUSE CLFS LACONIA NH 032461832, LACONIA, NH 03246-1832

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Sep 22, 2020
Property Address	47 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0033470940
Book / Page	003347 / 000940
Instrument Date	Dec 5, 2019
Instrument	2011522
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	47 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0031110342
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 LIGHTHOUSE CLFS LACONIA NH 032461832, LACONIA, NH 03246-1832

Mortgage

Document Number	0031110342
Date	Jun 20, 2017
Book Page	003111/000342
Instrument	1706153

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Belknap County and Laconia City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$24,717.00 (+9.56%)	$1,904,200 (+17.41%) Land $785,400 Building $1,118,800
2023	$22,561.00 (-6.55%)	$1,621,900 (-0.23%) Land $639,500 Building $982,400
2022	$24,142.00	$1,625,700 Land $767,400 Building $858,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	44 units insured incl. 31 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Verizon.

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