37 Lighthouse Cliffs, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 37 Lighthouse Cliffs, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,566 sqft · built 2016
Lot Size	0.368 acres (16,050 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Dec 2019)
Tax Bill	$23,921 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
APN	`11290`

Property Details

APN / Parcel Number

Primary APN	`11290`
Alternative APN	`LACO M:130 B:481 L:5 U:118`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,566 sqft Living Area
Gross Area	7,978 sqft
Basement Area	1,935 sqft
Unfinished Basement	629 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,050 sqft (0.368 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11290
Street Address	37 LIGHTHOUSE CLFS
City	LACONIA
State	NH
Zip	03246-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Block	481
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	1
Census Block	1013
Census Tract	966200

Owner

37 Lighthouse Cliffs is owned and occupied by two individuals who bought it in December 2019.

Source: Belknap County and Laconia City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Dec 12, 2019	Warranty Deed, Transfer QUICKEN LNS
Oct 16, 2018	Deed of Trust, Mortgage MEREDITH VLG SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Prior Sale	Dec 3, 2013 · Amount on File
Deed Document Number	201913883
Deed Book / Page	3284 / 411
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	37 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3405-40
Date	Apr 12, 2021
Book Page	3405/40
Instrument	2105192

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Jan 5, 2028
Index	Other
Margin	3

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Dec 12, 2019
Property Address	37 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0032840411
Book / Page	003284 / 000411
Instrument Date	Dec 12, 2019
Instrument	13883
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1403 QUECHEE VT 050591403, QUECHEE, VT 05059-1403

Mortgage

Document Number	32840414
Date	Dec 12, 2019
Book Page	003284/000414
Instrument	13884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	37 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0032040597
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 LIGHTHOUSE CLFS LACONIA NH 032461832, LACONIA, NH 03246-1832

Mortgage

Document Number	0032040597
Date	Oct 29, 2018
Book Page	003204/000597
Instrument	11568

Lender

Name	MEREDITH VLG SVGS BK
Type	Federal Savings Bank
Address	MEREDITH, NH 03253

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 37 Lighthouse Cliffs was $23,921.

Source: Belknap County and Laconia City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$23,921.00	$1,842,900 Land $692,000 Building $1,150,900
2023	$21,561.00 (-5.61%)	$1,550,000 (+0.77%) Land $561,900 Building $988,100
2022	$22,842.00	$1,538,200 Land $674,300 Building $863,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 37 Lighthouse Cliffs; 44 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	44 units insured incl. 31 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Lighthouse Cliffs is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Verizon.

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