47 Howe Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 47 Howe Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,671 sqft · built 1926
Lot Size	0.135 acres (5,900 sqft)
Owner	Individual Name on Record
Last Sale	$446,713 (Jan 2016)
Tax Bill	$17,678 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-01903-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`13-01903-0000-00028`
Alternative APN	`130190300028`

Interior

Stories	2 Stories
Building Area	2,671 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130190300028
Street Address	47 HOWE AVE
City	MONTCLAIR
State	NJ
Zip	07042-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	59X100 IRR
Legal Block	1903
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU
Jan 8, 2024	Intrafamily Transfer, Transfer
Jan 10, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 22, 2018	Deed of Trust, Mortgage · ARM VISIONS FCU
Jul 1, 2019	Deed of Trust, Mortgage · Balloon Mortgage PROPONENT FCU
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC
Aug 16, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2016 · Amount on Record
Deed Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	20167005
Last Transfer Date	May 16, 2018
Transfer Doc	2018071703
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004269
Date	Jan 23, 2024
Instrument	2024004269

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Jan 8, 2024
Property Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Document Number	0000001213
Instrument Date	Dec 1, 2023
Instrument	2024001213
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Investor	Possibly a Property Investor

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BLANK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002417
Date	Jan 10, 2017
Instrument	2017002417

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044423
Date	May 22, 2018
Instrument	2018044423

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	May 1, 2033
Index	10-Year CMTI
Margin	3

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059585
Date	Jul 1, 2019
Instrument	2019059585

Lender

Name	PROPONENT FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029954
Date	Mar 11, 2021
Instrument	2021029954

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 16, 2018
Property Address	47 HOWE AVE, MONTCLAIR, NJ 07042-1649
Document Number	0000071703
Instrument Date	May 16, 2018
Instrument	71703
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HOWE AVE MONTCLAIR NJ 070421649, MONTCLAIR, NJ 07042-1649

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,800 (-) Land $179,200 Building $323,600	$502,800 (-) Land $179,200 Building $323,600
2025	$17,678.00 (+3.32%)	$502,800 (-) Land $179,200 Building $323,600	$502,800 (-) Land $179,200 Building $323,600
2024	$17,110.00 (+3.5%)
2023		$502,800 (-) Land $179,200 Building $323,600	$502,800 (-) Land $179,200 Building $323,600
2022	$16,532.00 (+2.11%)	$502,800 Land $179,200 Building $323,600	$502,800 Land $179,200 Building $323,600
2021	$16,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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