Essex County and Montclair Township property record for 38 Howe Ave, Montclair, NJ 07042 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1928 |
| Square Footage | 2,308 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $749,000 (2018) |
| Tax Bill | $20,681.00 (2025) |
| Primary APN | 13-01904-0000-00003 |
|---|---|
| Alternative APN |
|
| Building Area | 2,308 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame Construction |
| Lot Area | 5,001 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130190400003 |
|---|---|
| Street Address | 38 HOWE AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Block | 1904 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Minor Civil Division | MONTCLAIR |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 16900 |
Source: Essex County and Montclair Township records · APN 13-01904-0000-00003
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 HOWE AVE, MONTCLAIR, NJ 07042-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 04, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS RELIABLE LENDING LLC |
| Nov 28, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | May 09, 2016 · Amount on Record |
| Deed Doc Number | 2018102804 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 HOWE AVE, MONTCLAIR, NJ 07042-1650 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ALLSTATES TITLE SERVICE INC |
| Name | Verified Name |
|---|
| Document Number | 0000086063 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020086063 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 28, 2018 |
| Property Address | 38 HOWE AVE, MONTCLAIR, NJ 07042-1650 |
| Document Number | 0000102804 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 102804 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $749.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HOWE AVE MONTCLAIR NJ 070421650, MONTCLAIR, NJ 07042-1650 |
| Document Number | 102809 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 102809 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2048 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $588,200 (-) Land $175,100 Building $413,100 | $588,200 (-) Land $175,100 Building $413,100 | |
| 2025 | $20,681.00 (+3.32%) | $588,200 (-) Land $175,100 Building $413,100 | $588,200 (-) Land $175,100 Building $413,100 |
| 2024 | $20,016.00 (+3.5%) | ||
| 2023 | $588,200 Land $175,100 Building $413,100 | $588,200 Land $175,100 Building $413,100 | |
| 2022 | $19,340.00 |
38 Howe Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (34013C), updated September 24, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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