46 Howe Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 46 Howe Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,747 sqft · built 1925
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Oct 2007)
Tax Bill	$11,631 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01904-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-01904-0000-00001`
Alternative APN	`130190400001`

Interior

Stories	2 Stories
Building Area	1,747 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130190400001
Street Address	46 HOWE AVE
City	MONTCLAIR
State	NJ
Zip	07042-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	52X100 IRR
Legal Block	1904
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 HOWE AVE, MONTCLAIR, NJ 07042-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2007 · Amount on Record
Deed Sale	Oct 22, 2007 · Amount on Record
Prior Sale	Feb 7, 2001 · Amount on Record
Deed Document Number	20077127791
Deed Book / Page	12094 / 7883
Last Transfer Date	Jul 12, 2010
Transfer Doc	0010052234
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	46 HOWE AVE, MONTCLAIR, NJ 07042-1650
Document Number	0000104843
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	WESTMINSTER ABSTRACT COMPANY, WESTMINSTER ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HOWE AVE MONTCLAIR NJ 070421650, MONTCLAIR, NJ 07042-1650

Mortgage

Document Number	0000104843
Date	Nov 4, 2019
Instrument	104843

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 3, 2039

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	46 HOWE AVE, MONTCLAIR, NJ 07042-1650
Document Number	0000078077
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HOWE AVE MONTCLAIR NJ 070421649, MONTCLAIR, NJ 07042-1649

Mortgage

Document Number	0000078077
Date	Sep 1, 2017
Instrument	78077

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 31, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,800 (-) Land $177,300 Building $153,500	$330,800 (-) Land $177,300 Building $153,500
2025	$11,631.00 (+3.32%)	$330,800 (-) Land $177,300 Building $153,500	$330,800 (-) Land $177,300 Building $153,500
2024	$11,257.00 (+3.5%)
2023		$330,800 Land $177,300 Building $153,500	$330,800 Land $177,300 Building $153,500
2022	$10,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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