39 Howe Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 39 Howe Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,964 sqft · built 1925
Lot Size	0.096 acres (4,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Dec 2020)
Tax Bill	$13,705 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01903-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`13-01903-0000-00026`
Alternative APN	`130190300026`

Interior

Stories	2 Stories
Building Area	1,964 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130190300026
Street Address	39 HOWE AVE
City	MONTCLAIR
State	NJ
Zip	07042-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	42X100
Legal Block	1903
Legal Lot Number	26
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 HOWE AVE, MONTCLAIR, NJ 07042-1649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Dec 30, 2020	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Dec 3, 1992
Deed Document Number	2020130616
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	2019068736
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 HOWE AVE, MONTCLAIR, NJ 07042-1649
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HOWE AVE, MONTCLAIR, NJ 07042-1649

Mortgage

Document Number	2021090689
Date	Jul 26, 2021
Instrument	2021090689

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 30, 2020
Property Address	39 HOWE AVE, MONTCLAIR, NJ 07042-1649
Document Number	0000130616
Instrument Date	Dec 11, 2020
Instrument	130616
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 HOWE AVE MONTCLAIR NJ 070421649, MONTCLAIR, NJ 07042-1649

Mortgage

Document Number	130618
Date	Dec 30, 2020
Instrument	130618

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 25, 2019
Property Address	39 HOWE AVE, MONTCLAIR, NJ 07042-1649
Document Number	0000068736
Instrument Date	Jul 17, 2019
Instrument	68736
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	68 NEWFIELD ST EAST ORANGE NJ 070175413, EAST ORANGE, NJ 07017-5413

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,800 (-) Land $171,000 Building $218,800	$389,800 (-) Land $171,000 Building $218,800
2025	$13,705.00 (+3.32%)	$389,800 (-) Land $171,000 Building $218,800	$389,800 (-) Land $171,000 Building $218,800
2024	$13,264.00 (+3.5%)
2023		$389,800 Land $171,000 Building $218,800	$389,800 Land $171,000 Building $218,800
2022	$12,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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