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47 Formby St, Freeport, FL 32439 Property Records

Walton County property record for 47 Formby St, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft · built 2010
Lot Size0.171 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Jan 2024)
Tax Bill$1,467 (2024)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-2S-19-24080-00B-0300

Property Details

APN / Parcel Number

Primary APN02-2S-19-24080-00B-0300
Alternative APN
  • 1002355

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,652 sqft Living Area
Gross Area1,998 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions15 ft deep x 5 ft wide
PorchPorch
Porch Area346 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1002355
Street Address47 FORMBY ST
CityFREEPORT
StateFL
Zip32439-5095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 BLK B PITTS BAY SHORE PB 2-51 OR 1233-83 OR 2713-1154 OR 2781-3526 OR 3313-4165
Legal Range19W
Legal Township02S
Legal Section02
Legal SubdivisionPITTS BAY SHORE S/D
Legal BlockB
Legal Lot Number30
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1056
Census Tract950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address47 FORMBY ST, FREEPORT, FL 32439-5095
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2024 · Amount on Record
Deed SaleJan 25, 2024 · Amount on Record
Deed Document Number20240002700
Deed Book / Page3313 / 4165
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 25, 2024
Property Address47 FORMBY ST, FREEPORT, FL 32439-5095
Document Number0033134165
Book / Page3313 / 4165
Map ReferenceMB 2 PG 51
Instrument DateJan 23, 2024
Instrument20240002700
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySOUTHERN OAKS TITLE LLC, SOUTHERN COAST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3975 SINCLAIR SHORES RD, CUMMING, GA 30041-5416

Transferred To (Grantee/Buyer)

NameVerified Name
Address4183 STATE HIGHWAY 20 W, FREEPORT, FL 32439-2404
InvestorPossibly a Property Investor

Mortgage

Document Number0033134167
DateJan 25, 2024
Instrument3313/4167
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193,162 (+5.04%) Land $25,000 Building $168,162$193,162 (+5.04%) Land $25,000 Building $168,162
2024$1,467.00 (+3.31%)
2023$1,420.00 (+7.98%)$183,901 (+12.49%) Land $9,275 Building $174,626$183,901 (+12.49%) Land $9,275 Building $174,626
2022$1,315.00$163,485 Land $10,295 Building $153,190$163,485 Land $10,295 Building $153,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims76 (1978–2023)
Claims Outside the SFHA18 of 76
Most Recent ClaimJul 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 10 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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